
Welcome to the world of Corporate Cards from HSBC. Packed with a host of features and benefits, HSBC Commercial Cards come in a choice of Standard and Gold Cards designed to suit your business, travel and entertainment needs.
With wide international acceptance at over 26 million outlets worldwide, HSBC Corporate Cards help you manage your business, travel and entertainment expenses efficiently. The Cards also enables you to reduce the administrative costs while increasing your ability to manage your employees' spending on dining, traveling and other related expenses.
- AED Standard
- AED Gold
- USD Gold
Greater Flexibility
- Improved Cashflows - - Your company and the Cardholders (in case of individual billing) receive up to 53 days of interest-free credit (46 days on US Dollar Cards) to settle Card dues. This helps avoid lengthy administration and funding costs for petty cash advances to employees to meet their routine business expenses
Improved Control
- Set-up and control individual credit limits based on anticipated usage
Flexible Billing
Two billing options to best meet your requirements:
- Central Billing - Direct to your business for central settlement. The total is paid by a standing instruction to an HSBC account or by cheque or bank transfer
- Individual Billing - Direct to Cardholders for individual settlement. The Cardholder settles the Card dues directly with the Bank and gains reimbursement from your business
Streamline Administration and Reimbursement Process
- Statements - A summary statement is sent to your business with the monthly dues for all Corporate Cards
- Management Information - Through our online reporting tool, Smart Data OnLine (SDOL), it is easy to download and reconcile your business expenditure across all Cards
Corporate Liability Waiver Insurance*
Experience indicates that employees' intentional misuse of Corporate Card privileges is very rare. However, to protect you against any such losses, we offer free insurance for greater security and flexibility in meeting your business needs
* Terms and Conditions apply
** Subsequent visits will be charged at USD 27 per visit (subject to change)
*** Any one of the service is available to a Standard Cardholder / Any three of the above services are available to Gold Cardholder
Terms & Conditions
Easy Access to Cash
In case of emergencies, authorized Cardholders may obtain cash against the Corporate Card from any participating banks worldwide or can make cash withdrawals from ATMs (900,000 ATMs worldwide)
Air Miles Reward Program
Our Air Miles Programme has been re-packaged to offer better rewards. As a Company you now have the option to either accumulate reward miles at Company level or allow individual cardholders to collect Air Miles for purchases on their Corporate Cards. Click here for details.
Priority Pass Membership*
HSBC Gold Corporate Cardholders are now offered Priority Pass Cards and Membership FREE of charge, allowing them access to over 500 airport VIP lounges worldwide regardless of their choice of airline and class of travel. This means that even when traveling on Economy class they can now relax and unwind in VIP lounges by simply presenting Priority Pass Card. HSBC Gold Corporate Cardholders will enjoy one complementary visit** per year, courtesy HSBC Bank Middle East Limited
For more details on your Priority Pass Membership & directory information, please Click here.
HSBC Traveller
HSBC Traveller, in association with Al Rostamani Travel & Holidays offers several benefits to the Cardholders when they buy their airline tickets, in full, with their HSBC Corporate Card
HSBC Corporate Credit Card Cardholders can enjoy value added services on purchase of airline tickets over AED 1,500 (single adult fares excluding taxes) on the HSBC Corporate Credit Card
They Include***:
- Airport transfers for residents in Dubai and Sharjah (Dubai and Sharjah International Airports) and Abu Dhabi (Abu Dhabi International Airport)
- Access to the Airport Priority Lounge at the Dubai, Sharjah and Abu Dhabi International Airports
- Meet and Assist service on departure or arrival at the Dubai, Sharjah and Abu Dhabi International Airports
- One Dubai/Abu Dhabi Duty Free voucher of AED 50 per trip
What's more you will also receive Air Miles from both HSBC Corporate Card and Al Rostamani Travel & Holidays. Please call toll free 800 4077 to book your tickets
Value added services are not available on budget airlines. Airport transfers are available only to residents of Dubai, Sharjah and Abu Dhabi to the nearest International Airport
Travel Protect
You will be protected against Medical Expenses for accident/sickness, Emergency Medical Evacuation, Flight delays, baggage delays, baggage loss and death repatriation when you charge your travel fare to your HSBC Corporate Credit Card. This is an annual multi-trip policy. You are covered for:
- Medical Expenses for accident/sickness up to USD 50,000 per person per trip
- Emergency Medical Evacuation up to USD 25,000 per person per trip
- Flight Delays (excess of 12 hours) up to USD 250 per person per trip for the purchase of emergency items
- Baggage delays exceeding 4 hours - USD 25 per hour, up to USD 500 per person per trip
- Baggage loss up to USD 50 per item, up to USD 250 per bag, up to USD 500 per person per trip
- Death repatriation up to USD 5,000
Covers insurance requirements for obtaining a Schengen Visa
To view the summary of cover, please click here
Easy Payment Options for Corporate Cardholders
Payments on Corporate Cards can be made through one of the many channels outlined below:
- Standing Instructions - You may give us standing instructions to debit your HSBC Banking Account to settle your Corporate Card monthly outstanding balance. Allow one working day for payment to get credited to your account.
- ATM (Individual settling the Card payment through the Personal Account) -
If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money (immediate credit) to your Credit Card Account.
- Phone Banking - Alternatively, you can call our Phone Banking Service on 800 4407 or use the Personal Internet Banking Service to transfer money from your HSBC Savings or Current Account to your Corporate Credit Card Account. Allow one working day for payment to get credited to your account. (this is applicable to cardholder settling his Corporate Card outstanding from his personal account)
- Cash/Cheque at Branches - You can also pay your Credit Card bill by depositing cash / cheque at any of the HSBC ATMs in the Oman. Allow two working days for cash payment to get credited to your account.
- Other Locations - In addition to our branches and ATMs, you can pay your Credit Card bill in cash (maximum AED 20,000 per day) at any of the Oman Exchange or Al Ansari Exchange or Al Fardan Exchange branches in the Oman, free of charge.
Allow 2 working days for cash payment to get credited to your account.
You can now pay your Credit Card bill by Cheque at any of the 140 EPPCO/ENOC service stations across the Oman.
Allow 7 working days for payment to get credited to your account.
Covers insurance requirements for obtaining a Schengen Visa
24-hour Customer Service
To ensure that as a valued Corporate Customer you are always our priority. HSBC Corporate Cards have a dedicated 24hour customer contact centre. From simple queries to giving instructions, our dedicated staff is always there to assist you
* Terms and Conditions apply
** Subsequent visits will be charged at USD 27 per visit (subject to change)
*** Any one of the service is available to a Standard Cardholder / Any three of the above services are available to Gold Cardholder
Terms & Conditions