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HSBC

HSBC Advance Credit Card

HSBC Advance Credit Card

With HSBC Credit Cards, you get the exclusive HSBC Entertainer mobile App with over 8,000 'Buy 1 Get 1 Free' offers in 15 countries, Find out more

We recognise that as an Advance Platinum customer, you demand great value and the best services the best money can buy, wherever you are in the world. With the HSBC Advance Platinum Credit Card, you will enjoy benefits that are designed to provide excellent value as well as worldwide recognition.

  • No annual fee
  • Up to 56 days interest free credit on purchases - when you settle your monthly credit card balance in full
  • Option to pay a minimum of 5% of your monthly outstanding balance
  • Competitive interest rate of 1.5% per month and 40% cash advance option on your available credit limit
  • Wide range of privileges in over 160 countries worldwide through the Home & Away programme

More great benefits:

  • Enjoy 0% interest with the HSBC 0% Flexi Instalment Plan - on monthly instalments and get great offers and discounts at Red Flag outlets
  • Up to two free supplementary cards - give family members the security that they will never be in a bind with a shared limit
  • Access your account anywhere - with the Triple Access service you can link up to three HSBC accounts so you can transfer money and pay your bills across all of your HSBC Credit Card, Current, and Savings Accounts
Home & Away

Home & Away

Wherever you are in the world, take advantage of exclusive offers and privileges through your HSBC Credit Cards, including deals related to shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.

Airport Lounge Access

The HSBC Advance Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across MENA region.

Purchase Protection ***

Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD5,000 annually. (This protection is not offered by HSBC, but by MasterCard).

Credit Shield Plus
Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC Credit Card issued by HSBC Bank Oman S.A.O.G (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

  • Loss of life
  • Permanent Total Disability
  • Critical Illness
  • Involuntary Loss of Employment (for salaried cardholders only)
  • Temporary Total Disability (for self-employed cardholders only)

You can apply for CSP provided:

  • you are a primary credit cardholder of an HSBC Credit Card issued in the Sultanate of Oman;
  • you hold the card as an individual and not as a representative of a corporation;
  • you are between the age of 18 and 64; and
  • you hold a valid residency visa issued in the United Arab Emirates

Premium
The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.

Please refer to the Terms & Conditions for more details

Your Supplementary Advance Credit Card offers a number of benefits you can share among your family and friends.

Your Supplementary Credit Card offers:

  • No Annual Fees
    Enjoy 2 Free supplementary cards with no annual fees
  • Free HSBC Entertainer Mobile App
    Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
    Find out more
  • Airport Free Lounge Access
    Supplementary card holders can enjoy free access to selected airport lounges
  • Pay your personal OIFC bills via phone banking or internet banking. Please allow three days for your payment to be credited to your card
  • Quick and easy ways to pay your card bill - via phone banking and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details on other easy payment options
YOUR PAYMENT OPTIONS: HOW TO PAY YOUR BILLS: HOW LONG IT TAKES TO CREDIT YOUR ACCOUNT:
Free autopay service Call 800 7 5555 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance. 1 working day
Internet Banking
Transfer money to your HSBC Credit Card account. 1 working day
Cash deposit machines You can instantly pay your HSBC Advance Credit Card bill by depositing cash in HSBC Cash Deposit Machines in Oman (currently in the Ruwi main branch, MQ Customer Service Centre and Muscat City Centre branch). 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide.

Or deposit cash or cheques at any HSBC ATMs in Oman (You may be charged a fee if your cheque is not honoured).
2 working days for cash payments


7 working days for cheque payments
Branches Deposit cash or cheques at any HSBC branch in Oman (You may be charged a fee if your cheque is not honoured). 1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our Phone Banking Service on 800 7 5555 to transfer money to your HSBC Credit Card Account. 1 working day
DESCRIPTION CHARGES
Primary card annual fee Free
Supplementary cards 2 Free
Minimum payment 5% of outstanding balance or OMR 10 (whichever is higher)
Finance charges (retail transactions) 1.5% per month
Finance charges (cash transactions) 1.5% per month
Cash advance fee 3% or OMR 5 (whichever is higher)
Card replacement fee (lost) OMR 5
Late payment fee OMR 10
Over limit fee OMR 5
Copy of sales slip OMR 10
Copy of previous statement:

Up to 6 months old
6-12 months
more than 12 months


OMR 1
OMR 3
OMR 5
Returned cheque fee OMR 15
Charge for disputing a transaction subsequently found to be genuine OMR 10
Access to HSBC account through HSBC ATMs Inside Oman: FREE
Outside Oman: OMR 1 per transaction
Access to HSBC Account through MasterCard/ Cirrus ATMs OMR 2 per transaction
Foreign currency transactions Up to 3% per transaction

HSBC Credit Cards, designed with your values in mind.

Ready to apply? Have us call you

*** Purchase Protection & Extended Warranty is provided by MasterCard International in association with Chartis Memsa Insurance Company.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Credit Shield Plus is provided by American Life Insurance Company (MetLife).


Arabic

HSBC Advance Credit Card

With HSBC Credit Cards, you get the exclusive HSBC Entertainer mobile App with over 8,000 'Buy 1 Get 1 Free' offers in 15 countries, Find out more

Overview

We recognise that as an Advance Platinum customer, you demand great value and the best services the best money can buy, wherever you are in the world. With the HSBC Advance Platinum Credit Card, you will enjoy benefits that are designed to provide excellent value as well as worldwide recognition.

  • No annual fee
  • Up to 56 days interest free credit on purchases - when you settle your monthly credit card balance in full
  • Option to pay a minimum of 5% of your monthly outstanding balance
  • Competitive interest rate of 1.5% per month and 40% cash advance option on your available credit limit
  • Wide range of privileges in over 160 countries worldwide through the Home & Away programme

More great benefits:

  • Enjoy 0% interest with the HSBC 0% Flexi Instalment Plan - on monthly instalments and get great offers and discounts at Red Flag outlets
  • Up to two free supplementary cards - give family members the security that they will never be in a bind with a shared limit
  • Access your account anywhere - with the Triple Access service you can link up to three HSBC accounts so you can transfer money and pay your bills across all of your HSBC Credit Card, Current, and Savings Accounts

Privileges & Rewards

Home & Away

Wherever you are in the world, take advantage of exclusive offers and privileges through your HSBC Credit Cards, including deals related to shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.

Home & Away

  Show more

 

Airport Lounge Access

The HSBC Advance Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across MENA region.

  Show more

Protection

Purchase Protection ***

Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD5,000 annually. (This protection is not offered by HSBC, but by MasterCard).

Supplementary Card

Your Supplementary Advance Credit Card offers a number of benefits you can share among your family and friends.

Your Supplementary Credit Card offers:

  • No Annual Fees
    Enjoy 2 Free supplementary cards with no annual fees
  • Free HSBC Entertainer Mobile App
    Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
    Find out more
  • Airport Free Lounge Access
    Supplementary card holders can enjoy free access to selected airport lounges

      Find out more

  • Air Miles
    Earn 1 Air Mile for every OMR AED 1 spent on retail purchases with our Air Miles Reward Programme

Payments

  • Pay your personal OIFC bills via phone banking or internet banking. Please allow three days for your payment to be credited to your card
  • Quick and easy ways to pay your card bill - via phone banking and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details on other easy payment options

 

YOUR PAYMENT OPTIONS: HOW TO PAY YOUR BILLS: HOW LONG IT TAKES TO CREDIT YOUR ACCOUNT:
Free autopay service Call 800 7 5555 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance. 1 working day
Internet Banking
Transfer money to your HSBC Credit Card account. 1 working day
Cash deposit machines You can instantly pay your HSBC Advance Credit Card bill by depositing cash in HSBC Cash Deposit Machines in Oman (currently in the Ruwi main branch, MQ Customer Service Centre and Muscat City Centre branch). 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide.

Or deposit cash or cheques at any HSBC ATMs in Oman (You may be charged a fee if your cheque is not honoured).
2 working days for cash payments


7 working days for cheque payments
Branches Deposit cash or cheques at any HSBC branch in Oman (You may be charged a fee if your cheque is not honoured). 1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our Phone Banking Service on 800 7 5555 to transfer money to your HSBC Credit Card Account. 1 working day

Fees & charges

DESCRIPTION CHARGES
Primary card annual fee Free
Supplementary cards 2 Free
Minimum payment 5% of outstanding balance or OMR 10 (whichever is higher)
Finance charges (retail transactions) 1.5% per month
Finance charges (cash transactions) 1.5% per month
Cash advance fee 3% or OMR 5 (whichever is higher)
Card replacement fee (lost) OMR 5
Late payment fee OMR 10
Over limit fee OMR 5
Copy of sales slip OMR 10
Copy of previous statement:

Up to 6 months old
6-12 months
more than 12 months


OMR 1
OMR 3
OMR 5
Returned cheque fee OMR 15
Charge for disputing a transaction subsequently found to be genuine OMR 10
Access to HSBC account through HSBC ATMs Inside Oman: FREE
Outside Oman: OMR 1 per transaction
Access to HSBC Account through MasterCard/ Cirrus ATMs OMR 2 per transaction
Foreign currency transactions Up to 3% per transaction

Credit Shield Plus

Credit Shield Plus
Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC Credit Card issued by HSBC Bank Oman S.A.O.G (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

  • Loss of life
  • Permanent Total Disability
  • Critical Illness
  • Involuntary Loss of Employment (for salaried cardholders only)
  • Temporary Total Disability (for self-employed cardholders only)

You can apply for CSP provided:

  • you are a primary credit cardholder of an HSBC Credit Card issued in the Sultanate of Oman;
  • you hold the card as an individual and not as a representative of a corporation;
  • you are between the age of 18 and 64; and
  • you hold a valid residency visa issued in the United Arab Emirates

Premium
The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.

Please refer to the Terms & Conditions for more details

 

HSBC Credit Cards, designed with your values in mind.

***Purchase Protection & Extended Warranty is provided by MasterCard International in association with Chartis Memsa Insurance Company.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Ready to apply?

Simply complete the online application form to start the process
 

Have us call you



 

Call

800 75555
within Oman

+968 249 50603
outside Oman