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HSBC

Using Your HSBC Debit And Credit Cards Abroad

Using your HSBC Debit and Credit Cards abroad

 

Your HSBC Cards are a safe and easy way to pay abroad. Here are some simple tasks you should do before you leave to make sure your holiday runs smoothly.

Before you leave:
1. Check the expiry date on your HSBC card
2. Make sure you have enough funds in your account and/or an available credit limit
3. Update your latest contact details with us, so that we can get in touch with you easily
4. Write down the useful phone numbers shown in the right hand grey box incase you need to contact us

Carrying your HSBC Card is much safer than carrying cash and your pockets won’t be weighed down with foreign currency. Here are some simple tips for carrying and using your HSBC Debit and Credit Cards when travelling abroad.

Stay safe:
1. Monitor your card activity and contact us immediately if you notice any fraudulent activity on your Card(s)
2. Never share your PIN with anyone, including bank personnel and shopkeepers
3. In case of Card theft or loss, please call us and report card loss immediately and also report it to the local authorities
4. On hotel check-out and car rental return, please cancel all authorizations obtained for advance reservations.

Stay smart:
1. Try not to leave all your cards in the same place – that way you won’t lose everything
2. Keep the useful phones numbers at hand at all times in case you need to contact us
3. While using an ATM machine or when paying with your HSBC Card, be discreet while entering your PIN and beware of the people around you
4. Keep all receipts to check against your statements – do not leave your receipt at the ATM Machine


 

When abroad there are a few things you should know about the foreign exchange charges that may be applied.

Using your card in a country with a different currency means that we will have to convert the amount back to your accounts primary currency (local currency) using the applicable exchange rate and this will incur a processing fee. The transaction plus the fee will show as one amount on your statement and therefore will not be the same as the amount you spent or withdrew.

Credit cards fees per transaction from abroad*

Description HSBC Premier HSBC Advance HSBC Gold HSBC Classic
Foreign Currency Exchange rate The exchange rate is applied by MasterCard / VISA
Foreign Currency Processing Fee** Up to 3% Up to 3% Up to 3% Up to 3%
Withdrawals from your Current / Savings Account at an HSBC ATM Free Inside Oman: free Outside Oman: OMR 1 per transaction Inside Oman: free Outside Oman: OMR 1 per transaction Inside Oman: free Outside Oman: OMR 2 per transaction
Withdrawals from your Current / Savings Account through a VISA /PLUS, Master / CIRRUS ATM Abroad Free OMR 2 per transaction OMR 2 per transaction OMR 2 per transaction
Cash Advance Fee each time you withdraw from an ATM 3% of amount or OMR 5, whichever is higher 3% of amount or OMR 5, whichever is higher 3% of amount or OMR 5, whichever is higher 3% of amount or OMR 5, whichever is higher

** A processing fee will be charged for International / foreign currency transactions (i.e. any transaction not in your billing currency). Such transactions will first be converted to your billing currency at the applicable foreign currency exchange rate. The processing fee will be charged as a percentage of the transaction amount, after it has been converted to the billing currency using this applicable rate

Debit Cards fees per transaction from abroad*

Description HSBC Premier HSBC Advance Personal Banking
Cash withdrawal at HSBC ATMS (per transaction) Nil OMR 1 OMR 2
Cash withdrawal at Non HSBC ATMS (per transaction) Nil OMR 2 OMR 2
Foreign currency processing fee (Purchases and Cash Withdrawals)* 2.0% 2.0% 2.0%
Foreign currency exchange rate The exchange rate as applied by Visa

*For more information about our fees and charges visit HSBC Schedule of Services and Tariffs

Find out more about our cards Credit Cards Debit Cards

 


Arabic

Using Your HSBC Debit And Credit Cards Abroad

Before your leave

Your HSBC Cards are a safe and easy way to pay abroad. Here are some simple tasks you should do before you leave to make sure your holiday runs smoothly.

Before you leave:
1. Check the expiry date on your HSBC card
2. Make sure you have enough funds in your account and/or an available credit limit
3. Update your latest contact details with us, so that we can get in touch with you easily
4. Write down the useful phone numbers shown in the right hand grey box incase you need to contact us

When you get there

Carrying your HSBC Card is much safer than carrying cash and your pockets won’t be weighed down with foreign currency. Here are some simple tips for carrying and using your HSBC Debit and Credit Cards when travelling abroad.

Stay safe:
1. Monitor your card activity and contact us immediately if you notice any fraudulent activity on your Card(s)
2. Never share your PIN with anyone, including bank personnel and shopkeepers
3. In case of Card theft or loss, please call us and report card loss immediately and also report it to the local authorities
4. On hotel check-out and car rental return, please cancel all authorizations obtained for advance reservations.

Stay smart:
1. Try not to leave all your cards in the same place – that way you won’t lose everything
2. Keep the useful phones numbers at hand at all times in case you need to contact us
3. While using an ATM machine or when paying with your HSBC Card, be discreet while entering your PIN and beware of the people around you
4. Keep all receipts to check against your statements – do not leave your receipt at the ATM Machine

International Charges

When abroad there are a few things you should know about the foreign exchange charges that may be applied.

Using your card in a country with a different currency means that we will have to convert the amount back to your accounts primary currency (local currency) using the applicable exchange rate and this will incur a processing fee. The transaction plus the fee will show as one amount on your statement and therefore will not be the same as the amount you spent or withdrew.

Credit cards fees per transaction from abroad*

Description HSBC Premier HSBC Advance HSBC Gold HSBC Classic
Foreign Currency Exchange rate The exchange rate is applied by MasterCard / VISA
Foreign Currency Processing Fee** Up to 3% Up to 3% Up to 3% Up to 3%
Withdrawals from your Current / Savings Account at an HSBC ATM Free Inside Oman: free Outside Oman: OMR 1 per transaction Inside Oman: free Outside Oman: OMR 1 per transaction Inside Oman: free Outside Oman: OMR 2 per transaction
Withdrawals from your Current / Savings Account through a VISA /PLUS, Master / CIRRUS ATM Abroad Free OMR 2 per transaction OMR 2 per transaction OMR 2 per transaction
Cash Advance Fee each time you withdraw from an ATM 3% of amount or OMR 5, whichever is higher 3% of amount or OMR 5, whichever is higher 3% of amount or OMR 5, whichever is higher 3% of amount or OMR 5, whichever is higher

** A processing fee will be charged for International / foreign currency transactions (i.e. any transaction not in your billing currency). Such transactions will first be converted to your billing currency at the applicable foreign currency exchange rate. The processing fee will be charged as a percentage of the transaction amount, after it has been converted to the billing currency using this applicable rate

Debit Cards fees per transaction from abroad*

Description HSBC Premier HSBC Advance Personal Banking
Cash withdrawal at HSBC ATMS (per transaction) Nil OMR 1 OMR 2
Cash withdrawal at Non HSBC ATMS (per transaction) Nil OMR 2 OMR 2
Foreign currency processing fee (Purchases and Cash Withdrawals)* 2.0% 2.0% 2.0%
Foreign currency exchange rate The exchange rate as applied by Visa

*For more information about our fees and charges visit HSBC Schedule of Services and Tariffs

Contact us



 

Premier

8007 4666
within Oman

+968 24950602
outside Oman

 

Advance

800 7 5555
within Oman

+968 249 50603
outside Oman

 

Personal Banking

800 7 4722
within Oman

+968 24950601
outside Oman