HSBC Premier Credit Card
With HSBC Credit Cards, you get the exclusive HSBC Entertainer mobile App with over 8,000 'Buy 1 Get 1 Free' offers in 15 countries, Find out more
Here's what you get:
- No annual fee
- Up to 56 days interest free credit on purchases - when you settle your monthly credit card balance in full
- Competitive 1.5% monthly interest rate
- 50% cash advance on your available credit limit
More great benefits*:
- Enjoy 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments and get great offers and discounts at Red Flag outlets
- Up to two free supplementary cards - with a shared limit, ensure your family members are never left in a bind
- Access your account anywhere - with the Triple Access service, you can transfer money and pay your bills across all your HSBC Credit Card, Current and Savings Accounts
Cleartrip Travel Discount
Discover beautiful destinations around the world with your HSBC Premier Credit Card. Enjoy up to 30% discount when booking flight tickets or hotel rooms on the Cleartrip website.
Exclusive Rewards
The HSBC Premier Credit Card has an excellent rewards programme, providing you with discounts on a wide selection of products and services from some of the most acclaimed establishments in town. Every time you spend on your HSBC Premier Credit Card, you will earn Rewards Points which can be used to redeem gifts of your choice.
HSBC Premier Privileges
We recognize that as a Premier customer you demand great value as well as all the best that money can buy wherever you are in the world.
Airport Lounge Access
The HSBC Premier Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across MENA region.
Travel Insurance
As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that your travel tickets are purchased using your HSBC Premier MasterCard Credit Card.
Purchase Protection4
Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD5,000 annually. (This protection is not offered by HSBC, but by MasterCard).
Your Supplementary Premier Credit Card offers a number of benefits you can share among your family and friends.
Your Supplementary Premier Credit Card offers:
- No Annual Fees
Enjoy 2 Free supplementary cards with no annual fees - Free HSBC Entertainer Mobile App
Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
Find out more - Airport Free Lounge Access
Supplementary card holders can enjoy free access to selected airport lounges - My Rewards Points
Earn 4 My Rewards Points for every OMR 1 spent on retail purchases with our My Rewards Points Programme
- Pay your personal OIFC bills, via our phone banking and internet banking services. Please allow three days for your payment to be credited to your card
- Quick and easy ways to pay your card bill - via phone banking and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details:
| YOUR PAYMENT OPTIONS: | HOW TO PAY YOUR BILL: | HOW LONG IT TAKES TO CREDIT YOUR ACCOUNT: |
|---|---|---|
| Free autopay service | Call 800 7 4666 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking | Transfer money to your HSBC Credit Card Account. | 1 working day |
| Cash deposit machines | You can instantly pay your HSBC Advance Credit Credit Card bill by depositing cash in HSBC Cash Deposit Machines in Oman (currently in the Ruwi main branch, MQ Customer Service Centre and Muscat City Centre branch). | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide. Or deposit cash or cheques at any HSBC ATMs in Oman (you may be charged a fee if your cheque is not honoured). |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured). | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service at 800 7 4666 to transfer money to your HSBC Credit Card Account. | 1 working day |
Credit Shield Plus
Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC Credit Card issued by HSBC Bank Oman S.A.O.G (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:
- Loss of life
- Permanent Total Disability
- Critical Illness
- Involuntary Loss of Employment (for salaried cardholders only)
- Temporary Total Disability (for self-employed cardholders only)
You can apply for CSP provided:
- you are a primary credit cardholder of an HSBC Credit Card issued in the Sultanate of Oman;
- you hold the card as an individual and not as a representative of a corporation;
- you are between the age of 18 and 64; and
- you hold a valid residency visa issued in the United Arab Emirates
Premium
The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.
Please refer to the Terms & Conditions for more details
This product for the existing customers
| HSBC PREMIER CREDIT CARD | |
|---|---|
| Primary card annual fee | NIL |
| Supplementary cards | 2 Free |
| Finance charge on purchases and cash advances per month* | 1.5% of total amount (min. OMR 10) |
| Cash advance charge | 3% of total amount (min OMR 5) |
| Card replacement fee | OMR 5 (lost cards) |
| Late payment fee | OMR 10 |
| Over limit fee | FREE |
| Copy of sales slip | FREE |
| Copy of credit card statement | OMR 1 (last six months) |
| Foreign currency transaction(s) processing fee | Up to 3% |
| Access to HSBC Current/ Savings Account through MasterCard/ Cirrus ATMs | OMR 2 per transaction |
| Access to HSBC Current/ Savings Account through HSBC ATMs worldwide | FREE |
Current and Savings Accounts