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HSBC



HSBC Premier Credit Card

HSBC Premier Credit Card

With HSBC Credit Cards, you get the exclusive HSBC Entertainer mobile App with over 8,000 'Buy 1 Get 1 Free' offers in 15 countries, Find out more

Here's what you get:

  • No annual fee
  • Up to 56 days interest free credit on purchases - when you settle your monthly credit card balance in full
  • Competitive 1.5% monthly interest rate
  • 50% cash advance on your available credit limit

More great benefits*:

  • Enjoy 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments and get great offers and discounts at Red Flag outlets
  • Up to two free supplementary cards - with a shared limit, ensure your family members are never left in a bind
  • Access your account anywhere - with the Triple Access service, you can transfer money and pay your bills across all your HSBC Credit Card, Current and Savings Accounts

Cleartrip Travel Discount

Discover beautiful destinations around the world with your HSBC Premier Credit Card. Enjoy up to 30% discount when booking flight tickets or hotel rooms on the Cleartrip website.

Exclusive Rewards

The HSBC Premier Credit Card has an excellent rewards programme, providing you with discounts on a wide selection of products and services from some of the most acclaimed establishments in town. Every time you spend on your HSBC Premier Credit Card, you will earn Rewards Points which can be used to redeem gifts of your choice.



HSBC Premier Privileges

We recognize that as a Premier customer you demand great value as well as all the best that money can buy wherever you are in the world.



Airport Lounge Access

The HSBC Premier Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across MENA region.

Travel Insurance

As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that 100% of the travel tickets are purchased using your HSBC Premier Credit Card.

Purchase Protection4

Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD5,000 annually. (This protection is not offered by HSBC, but by MasterCard).

Summary of Cover

Your Supplementary Premier Credit Card offers a number of benefits you can share among your family and friends.

Your Supplementary Premier Credit Card offers:

  • No Annual Fees
    Enjoy 2 Free supplementary cards with no annual fees
  • Free HSBC Entertainer Mobile App
    Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
    Find out more
  • Airport Free Lounge Access
    Supplementary card holders can enjoy free access to selected airport lounges
  • My Rewards Points
    Earn 4 My Rewards Points for every OMR 1 spent on retail purchases with our My Rewards Points Programme
  • Pay your personal OIFC bills, via our phone banking and internet banking services. Please allow three days for your payment to be credited to your card
  • Quick and easy ways to pay your card bill - via phone banking and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details:
YOUR PAYMENT OPTIONS: HOW TO PAY YOUR BILL: HOW LONG IT TAKES TO CREDIT YOUR ACCOUNT:
Free autopay service Call 800 7 4666 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance. 1 working day
Internet Banking Transfer money to your HSBC Credit Card Account. 1 working day
Cash deposit machines You can instantly pay your HSBC Advance Credit Credit Card bill by depositing cash in HSBC Cash Deposit Machines in Oman (currently in the Ruwi main branch, MQ Customer Service Centre and Muscat City Centre branch). 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide.

Or deposit cash or cheques at any HSBC ATMs in Oman (you may be charged a fee if your cheque is not honoured).
2 working days for cash payments

7 working days for cheque payments
Branches Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured). 1 working day for cash payments

7 working days for cheque payments
Phone Banking Call our Phone Banking Service at 800 7 4666 to transfer money to your HSBC Credit Card Account. 1 working day

 

Credit Shield Plus
Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC Credit Card issued by HSBC Bank Oman S.A.O.G (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

  • Loss of life
  • Permanent Total Disability
  • Critical Illness
  • Involuntary Loss of Employment (for salaried cardholders only)
  • Temporary Total Disability (for self-employed cardholders only)

You can apply for CSP provided:

  • you are a primary credit cardholder of an HSBC Credit Card issued in the Sultanate of Oman;
  • you hold the card as an individual and not as a representative of a corporation;
  • you are between the age of 18 and 64; and
  • you hold a valid residency visa issued in the United Arab Emirates

Premium
The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.

Please refer to the Terms & Conditions for more details

This product for the existing customers

HSBC PREMIER CREDIT CARD
Primary card annual fee NIL
Supplementary cards 2 Free
Finance charge on purchases and cash advances per month* 1.5% of total amount (min. OMR 10)
Cash advance charge 3% of total amount (min OMR 5)
Card replacement fee OMR 5 (lost cards)
Late payment fee OMR 10
Over limit fee FREE
Copy of sales slip FREE
Copy of credit card statement OMR 1 (last six months)
Foreign currency transaction(s) processing fee Up to 3%
Access to HSBC Current/ Savings Account through MasterCard/ Cirrus ATMs OMR 2 per transaction
Access to HSBC Current/ Savings Account through HSBC ATMs worldwide FREE

Ready to apply? Have us call you

4 Purchase Protection & Extended Warranty is provided by MasterCard International in association with Chartis Memsa Insurance Company.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Credit Shield Plus is provided by American Life Insurance Company (MetLife).


Arabic

HSBC Premier Credit Card

With HSBC Credit Cards, you get the exclusive HSBC Entertainer mobile App with over 8,000 'Buy 1 Get 1 Free' offers in 15 countries, Find out more

Overview

Here's what you get:

  • No annual fee
  • Up to 56 days interest free credit on purchases - when you settle your monthly credit card balance in full
  • Competitive 1.5% monthly interest rate
  • 50% cash advance on your available credit limit

More great benefits*:

  • Enjoy 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments and get great offers and discounts at Red Flag outlets
  • Up to two free supplementary cards - with a shared limit, ensure your family members are never left in a bind
  • Access your account anywhere - with the Triple Access service, you can transfer money and pay your bills across all your HSBC Credit Card, Current and Savings Accounts

Privileges & Rewards

Cleartrip Travel Discount

Discover beautiful destinations around the world with your HSBC Premier Credit Card. Enjoy up to 30% discount when booking flight tickets or hotel rooms on the Cleartrip website.

  Show more

 

Exclusive Rewards

The HSBC Premier Credit Card has an excellent rewards programme, providing you with discounts on a wide selection of products and services from some of the most acclaimed establishments in town. Every time you spend on your HSBC Premier Credit Card, you will earn Rewards Points which can be used to redeem gifts of your choice.

  Show more

 

HSBC Premier Privileges

We recognize that as a Premier customer you demand great value as well as all the best that money can buy wherever you are in the world.

  Show more

 

Airport Lounge Access

The HSBC Premier Credit Card is your ultimate travel companion which grants you Free access to a selection of Airport lounges across MENA region.

  Show more

Protection

Travel Insurance

As an HSBC Premier MasterCard Credit Cardholder, travel insurance is available to you free of cost provided that 100% of the travel tickets are purchased using your HSBC Premier Credit Card.

  Show more

 

Purchase Protection4

Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD5,000 annually. (This protection is not offered by HSBC, but by MasterCard).

Summary of Cover

Supplementary Card

Your Supplementary Premier Credit Card offers a number of benefits you can share among your family and friends.

Your Supplementary Premier Credit Card offers:

  • No Annual Fees
    Enjoy 2 Free supplementary cards with no annual fees
  • Free HSBC Entertainer Mobile App
    Free download of our ’Buy 1 Get 1 Free’ mobile app with over 8,000 offers across 15 countries
    Find out more
  • Airport Free Lounge Access
    Supplementary card holders can enjoy free access to selected airport lounges

      Find out more

  • My Rewards Points
    Earn 4 My Rewards Points for every OMR 1 spent on retail purchases with our My Rewards Points Programme

Payments

  • Pay your personal OIFC bills, via our phone banking and internet banking services. Please allow three days for your payment to be credited to your card
  • Quick and easy ways to pay your card bill - via phone banking and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details:

 

YOUR PAYMENT OPTIONS: HOW TO PAY YOUR BILL: HOW LONG IT TAKES TO CREDIT YOUR ACCOUNT:
Free autopay service Call 800 7 4666 to set up a standing instruction to debit your HSBC Current or Savings Account every month. Pay 5% to 100% of your monthly outstanding balance. 1 working day
Internet Banking Transfer money to your HSBC Credit Card Account. 1 working day
Cash deposit machines You can instantly pay your HSBC Advance Credit Credit Card bill by depositing cash in HSBC Cash Deposit Machines in Oman (currently in the Ruwi main branch, MQ Customer Service Centre and Muscat City Centre branch). 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide.

Or deposit cash or cheques at any HSBC ATMs in Oman (you may be charged a fee if your cheque is not honoured).
2 working days for cash payments

7 working days for cheque payments
Branches Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured). 1 working day for cash payments

7 working days for cheque payments
Phone Banking Call our Phone Banking Service at 800 7 4666 to transfer money to your HSBC Credit Card Account. 1 working day

Fees & charges

HSBC PREMIER CREDIT CARD
Primary card annual fee NIL
Supplementary cards 2 Free
Finance charge on purchases and cash advances per month* 1.5% of total amount (min. OMR 10)
Cash advance charge 3% of total amount (min OMR 5)
Card replacement fee OMR 5 (lost cards)
Late payment fee OMR 10
Over limit fee FREE
Copy of sales slip FREE
Copy of credit card statement OMR 1 (last six months)
Foreign currency transaction(s) processing fee Up to 3%
Access to HSBC Current/ Savings Account through MasterCard/ Cirrus ATMs OMR 2 per transaction
Access to HSBC Current/ Savings Account through HSBC ATMs worldwide FREE

Credit Shield Plus

Credit Shield Plus
Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC Credit Card issued by HSBC Bank Oman S.A.O.G (HSBC).
It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

  • Loss of life
  • Permanent Total Disability
  • Critical Illness
  • Involuntary Loss of Employment (for salaried cardholders only)
  • Temporary Total Disability (for self-employed cardholders only)

You can apply for CSP provided:

  • you are a primary credit cardholder of an HSBC Credit Card issued in the Sultanate of Oman;
  • you hold the card as an individual and not as a representative of a corporation;
  • you are between the age of 18 and 64; and
  • you hold a valid residency visa issued in the United Arab Emirates

Premium
The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC Credit Card. If you do not have an outstanding balance on your HSBC Credit Card statement date, then there would be no charge for CSP that month.

Please refer to the Terms & Conditions for more details

This product for the existing customers

 

4 Purchase Protection & Extended Warranty is provided by MasterCard International in association with Chartis Memsa Insurance Company.

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Credit Shield Plus is provided by American Life Insurance Company (MetLife).

Ready to apply?

Simply complete the online application form to start the process
 

Have us call you



 

Call

8007 4666
within Oman