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HSBC

 

With a HSB Premier Current Account, get a unique package of benefits and services that will suit all of your needs

Be covered for your lifetime.
International debit card Monthly fee Internet banking
Free Free Yes

Here's what you get:

  • A current account that's available in Omani riyals, UAE dirhams, US dollars, Euro, pound sterling and other currencies
  • Relationship Manager - dedicated assistance from HSBC to support you in protecting and growing your wealth

International debit card

  • Get a card that's accepted at over 25 million locations worldwide and over 1 million ATMs
  • Withdraw up to OMR1,200 in cash from HSBC Oman ATMs and up to OMR500 from OmanNet ATMs, daily
  • Link your debit card with up to two additional accounts and access all your money, whenever you need to

Plus:

  • Free unlimited transactions every month
  • Free internet banking, phone banking, and SMS alerts so that you can stay updated on your accounts at all times
  • Free cheque books - if your cheque book is lost or stolen, the 'Stop Cheque' service protects your finances
  • Overdraft protection and bill auto-payment features that give you control and flexibility with your money
HSBC Premier*
Eligibility criteria (Does not apply to HSBC Premier International Customers) a. Maintain a balance of OMR 35,000 in deposits and/or investments

or

b. Salary transfer of OMR 4,000 or above for the first 12 months after which point (a) applies*

or

c. Mortgage drawdown of OMR 115,000 or above for the first 24 months after which point (a) applies**

*OMR35,000 has to be maintained in deposits and/or investments within 12 months to avoid charges and discontinued service.

**OMR 35,000 has to be maintained in deposits and/or investments within 24 months or if the mortgage is fully paid-off before 24 months to avoid charges and discontinued service. You must successfully meet the Premier by Mortgage eligibility criteria in order to take advantage of discounted fees and charges available to Premier customers. If you default on your home loan agreement, this may result in charges or discontinued service


SERVICE CHARGES

If a minimum average relationship balance of OMR35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Oman, a Premier service charge of OMR20 will be levied per month.*

Customers who qualify for Premier based on their salary/income eligibility, must maintain a deposit of and/or invest OMR 35,000 (or equivalent in foreign currency) within 12 months to avoid charges and discontinued service.

* The Bank may withdraw Premier status and reclassify the account if the required balance is not maintained for three consecutive months in a year. (Applicable on balance-based customers only.)

Accounts  
Time Deposit Preferential interest rates
Personal Loans Preferential interest rates
Car Loan Preferential interest rate
 
HSBC Premier Debit Card Free of charge


Cash withdrawal

- Through HSBC Oman ATMs - FREE

- Through HSBC Group ATMs - FREE

- Through OmanNet switch ATMs - FREE

- Through GCC NET ATMs - FREE

- Through PLUS ATMs – OMR2

Free balance inquiry on all ATMs

Daily cash withdrawal limit of OMR 1,200 (or equivalent in foreign currency)
 
Outward Remittances
Local telegraphic transfer OMR 1 (Plus RTGS charges per transaction of OMR 0.700)
International telegraphic transfer  
- Electronic(1) OMR 3 (free-of-charge to your own account held with another HSBC Group entity using Global Transfer)
International TT issuance to own accounts within HSBC Group entity using 'saved template' (3) via internet banking - Electronic Free
International transfers to own accounts within HSBC Group entity using Global Transfer service Free
- Manual (2) OMR 5
Additional charge to send payment in full - Electronic/Manual (Charges "OUR")
- To HSBC Group banks OMR 5
- To non-HSBC Group banks OMR 10

Notes

(1) Electronic - transactions originating from internet banking and standing instructions

(2) Manual - transactions originating through branches and telephone banking

(3) To have a template created, please contact our Premier Call Centre at 800 7 4666 within Oman or +968 24950602 outside Oman.

a) Beneficiary of the remittance may be required to pay a charge depending on the conditions set by the remitter or his/her bank.

b) For non-account holders, remittances will only be paid in cash if the remittance has originated from a HSBC Group Bank.

c) If the amount is to be credited in another currency to a HSBC account, the prevailing exchange rate will apply.

d) Above charges are HSBC Oman charges only. Other banks, including HSBC offices abroad, may deduct their charges from the remittance amount. USD 25 will be charged as our correspondent bank charges for all USD transfers where the final beneficiary is not HSBC in the US.

e) Non-HSBC beneficiary bank charges on telegraphic transfers are not guaranteed by HSBC or our correspondents. Some non-HSBC beneficiary banks in the United States may still deduct their charges from the total remittance amount.

Issuance/Cancellation of Cashier's order/ Demand draft OMR 2
 

Inward remittances credited
to HSBC accounts FREE
Emergency encashment FREE
Foreign currency exchange FREE through all HSBC branches worldwide
 


HSBC Premier MasterCard® credit card
Primary card annual fee NIL
Supplementary card annual fee NIL
Finance charge 1.5% per month
Cash advance fee 3% of total amount (minimum OMR 5)
Card replacement fee NIL
Late payment fee NIL
Over limit fee NIL
Copy of credit card statement FREE
Copy of sales slip FREE
Returned cheque charge OMR15
Credit shield plus 0.60% of the monthly outstanding balance

Foreign currency transaction
Processing fee Up to 2.6%
Access to HSBC Current/Savings account through MasterCard/Cirrus ATMs OMR2 per transaction
Access to HSBC Current/Savings account through HSBC ATMs worldwide FREE

Sole Account

Complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:

  • Identity card (for Omanis)
  • Valid passport with valid visa (for expatriates) + valid resident card
  • Original trade licence (for all self-employed customers)
  • Salary certificate (for customers working in government/public sector companies)

Joint account

Both you and your joint applicant(s) need to complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:

  • Identity card (for Omanis)
  • Valid passport with valid visa (for expatriates) + valid resident card
  • Original trade licence (for all self-employed customers)
  • Salary certificate (for customers working in government/public sector companies)

Enjoy peace of mind with a current account that covers all of your needs


Ready to apply? Apply now

Terms & conditions apply

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Arabic

HSBC Premier Account

With a HSB Premier Current Account, get a unique package of benefits and services that will suit all of your needs

Overview

International debit card
Free

Monthly fee
Free

Internet banking
Yes

 

Here's what you get:

  • A current account that's available in Omani riyals, UAE dirhams, US dollars, Euro, pound sterling and other currencies
  • Relationship Manager - dedicated assistance from HSBC to support you in protecting and growing your wealth

International debit card

  • Get a card that's accepted at over 25 million locations worldwide and over 1 million ATMs
  • Withdraw up to OMR1,200 in cash from HSBC Oman ATMs and up to OMR500 from OmanNet ATMs, daily
  • Link your debit card with up to two additional accounts and access all your money, whenever you need to

Plus:

  • Free unlimited transactions every month
  • Free internet banking, phone banking, and SMS alerts so that you can stay updated on your accounts at all times
  • Free cheque books - if your cheque book is lost or stolen, the 'Stop Cheque' service protects your finances
  • Overdraft protection and bill auto-payment features that give you control and flexibility with your money

Eligibility

HSBC Premier*
Eligibility criteria (Does not apply to HSBC Premier International Customers) a. Maintain a balance of OMR 35,000 in deposits and/or investments

or

b. Salary transfer of OMR 4,000 or above for the first 12 months after which point (a) applies*

or

c. Mortgage drawdown of OMR 115,000 or above for the first 24 months after which point (a) applies**

*OMR35,000 has to be maintained in deposits and/or investments within 12 months to avoid charges and discontinued service.

**OMR 35,000 has to be maintained in deposits and/or investments within 24 months or if the mortgage is fully paid-off before 24 months to avoid charges and discontinued service. You must successfully meet the Premier by Mortgage eligibility criteria in order to take advantage of discounted fees and charges available to Premier customers. If you default on your home loan agreement, this may result in charges or discontinued service

Fees & Charges

SERVICE CHARGES

If a minimum average relationship balance of OMR35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Oman, a Premier service charge of OMR20 will be levied per month.*

Customers who qualify for Premier based on their salary/income eligibility, must maintain a deposit of and/or invest OMR 35,000 (or equivalent in foreign currency) within 12 months to avoid charges and discontinued service.

* The Bank may withdraw Premier status and reclassify the account if the required balance is not maintained for three consecutive months in a year. (Applicable on balance-based customers only.)

Accounts  
Time Deposit Preferential interest rates
Personal Loans Preferential interest rates
Car Loan Preferential interest rate
 
HSBC Premier Debit Card Free of charge


Cash withdrawal

- Through HSBC Oman ATMs - FREE

- Through HSBC Group ATMs - FREE

- Through OmanNet switch ATMs - FREE

- Through GCC NET ATMs - FREE

- Through PLUS ATMs – OMR2

Free balance inquiry on all ATMs

Daily cash withdrawal limit of OMR 1,200 (or equivalent in foreign currency)
 
Outward Remittances
Local telegraphic transfer OMR 1 (Plus RTGS charges per transaction of OMR 0.700)
International telegraphic transfer  
- Electronic(1) OMR 3 (free-of-charge to your own account held with another HSBC Group entity using Global Transfer)
International TT issuance to own accounts within HSBC Group entity using 'saved template' (3) via internet banking - Electronic Free
International transfers to own accounts within HSBC Group entity using Global Transfer service Free
- Manual (2) OMR 5
Additional charge to send payment in full - Electronic/Manual (Charges "OUR")
- To HSBC Group banks OMR 5
- To non-HSBC Group banks OMR 10

Notes

(1) Electronic - transactions originating from internet banking and standing instructions

(2) Manual - transactions originating through branches and telephone banking

(3) To have a template created, please contact our Premier Call Centre at 800 7 4666 within Oman or +968 24950602 outside Oman.

a) Beneficiary of the remittance may be required to pay a charge depending on the conditions set by the remitter or his/her bank.

b) For non-account holders, remittances will only be paid in cash if the remittance has originated from a HSBC Group Bank.

c) If the amount is to be credited in another currency to a HSBC account, the prevailing exchange rate will apply.

d) Above charges are HSBC Oman charges only. Other banks, including HSBC offices abroad, may deduct their charges from the remittance amount. USD 25 will be charged as our correspondent bank charges for all USD transfers where the final beneficiary is not HSBC in the US.

e) Non-HSBC beneficiary bank charges on telegraphic transfers are not guaranteed by HSBC or our correspondents. Some non-HSBC beneficiary banks in the United States may still deduct their charges from the total remittance amount.

Issuance/Cancellation of Cashier's order/ Demand draft OMR 2
 

Inward remittances credited
to HSBC accounts FREE
Emergency encashment FREE
Foreign currency exchange FREE through all HSBC branches worldwide
 


HSBC Premier MasterCard® credit card
Primary card annual fee NIL
Supplementary card annual fee NIL
Finance charge 1.5% per month
Cash advance fee 3% of total amount (minimum OMR 5)
Card replacement fee NIL
Late payment fee NIL
Over limit fee NIL
Copy of credit card statement FREE
Copy of sales slip FREE
Returned cheque charge OMR15
Credit shield plus 0.60% of the monthly outstanding balance

Foreign currency transaction
Processing fee Up to 2.6%
Access to HSBC Current/Savings account through MasterCard/Cirrus ATMs OMR2 per transaction
Access to HSBC Current/Savings account through HSBC ATMs worldwide FREE

Required Documents

Sole Account

Complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:

  • Identity card (for Omanis)
  • Valid passport with valid visa (for expatriates) + valid resident card
  • Original trade licence (for all self-employed customers)
  • Salary certificate (for customers working in government/public sector companies)

Joint account

Both you and your joint applicant(s) need to complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:

  • Identity card (for Omanis)
  • Valid passport with valid visa (for expatriates) + valid resident card
  • Original trade licence (for all self-employed customers)
  • Salary certificate (for customers working in government/public sector companies)

 

Enjoy peace of mind with a current account that covers all of your needs

Terms & conditions apply

The benefits and features set out above are current as at the date they appear on our website. However, they may be subject to change at any time at our discretion. We will try to notify existing customers of any changes that may impact them either in advance of the change or shortly afterwards.

Ready to apply?

Simply complete the online application form to start the process
 

Apply now



 

Call

8007 4666
within Oman

+968 24950602
outside Oman