HSBC The world's local bank

 

• Settle your monthly outstanding balance in full and get up to 56 days interest-free credit on purchases
• Low monthly interest rate of 1.5% on retail purchases
• 40% cash advance - of your available credit limit, if you need it. This will incur a Cash Advance fee of 3% of the amount withdrawn plus finance charges as applicable
• Get 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments and receive great offers and discounts at Red Flag outlets
• Up to 2 supplementary cards available to distribute amongst your family. The cards are free of charge, if your card limit is shared. This way, no-one is ever left out of pocket

 

HSBC Credit Shield Plus**

Waive the outstanding balance on your credit card, in the unfortunate event of death or permanent total disability. It also waives your minimum monthly instalment in the event of involuntary loss of employment if you’re an employed eligible cardholder, or temporary total disability if you’re a self-employed cardholder.

Enjoy this benefit for just 0.65% of your monthly outstanding balance, which will be reflected in your card’s monthly statement.

Summary of Cover

Purchase Protection**

Be automatically protected against accidental damage, loss or theft to your purchases - up to a maximum of USD5,200 per claim each year.

Summary of Cover

Access your account, from anywhere.

• Pay your personal OIFC bills via Phone Banking and Internet Banking. Allow three days for your payment to be credited in your card account
• Pay your card bill easily and quickly - in person at your branch, via Phone Banking and Internet Banking or by putting a cheque in the post. See the table below for further details on your easy payment options.