Our Advance Account provides you with all the basic services you need from a current account, along a number of advanced features and special benefits.
| International debit card: | Monthly transactions: | Monthly fee*: | Internet banking: |
|---|---|---|---|
| OMR1 | Unlimited and free | Free | Yes |
Here's what you get:
- A current account available in Omani riyals, UAE dirham, US dollars, Euro, pound sterling, and other major currencies
- A team of Relationship Managers - they'll help you maximize your money and spot suitable investment opportunities
- Overdraft protection and bill auto-payment service
- Get accepted at over 25 million retail outlets worldwide and over 1 million ATMs
- Daily withdraw up to OMR 1,000 from HSBC Oman ATMs, and up to OMR 500 from OmanNet ATMs
- Link up to two additional accounts to your debit card, so you can access all your accounts, any time you need
Plus:
- Free unlimited transactions every month
- Free internet banking, phone banking and SMS alerts – bank where and when it suits you
- Free cheque books – and if your card is lost or stolen, use ‘Stop Cheque’
- Free worldwide travel insurance for the account holders. For obtaining Advance Free Travel Certificate, send an email to servicecenter-me@aig.com
| HSBC ADVANCE* | |
|---|---|
| Monthly income | a) Maintain a balance of OMR 10,000 in deposits and/or investments or b) Salary transfer of OMR 700 per month or more |
| Combined average relationship balance | OMR10,000 (equiv.) |
| ADVANCE | |
|---|---|
| Minimum salary required | OMR 700 /month |
| Monthly service charge | OMR 5 |
| OR | |
| Combined average relationship balance required | OMR 10,000 |
| Monthly charge if the balance falls below the minimum required | OMR 5 |
Notes:
While there is no minimum balance charge applicable, the account is auto closed if there is no balance maintained in the account for three consecutive months.
| DEBIT CARD TARIFFS | |
| Description | Tariff |
| Debit Card annual fee | OMR 1 |
| Debit Card replacement | OMR 2 |
| Re-issuance of PIN | Free |
| Usage fee in OMAN at HSBC ATMs | |
| Cash withdrawal/deposit | NIL |
| Balance enquiry | NIL |
| Mini-Statement | NIL |
| Transfer within HSBC OMAN accounts | NIL |
| Utility bill payments | NIL |
| HSBC Credit Card payment | NIL |
| In OMAN at OmanNet ATMs | |
| Cash withdrawal* | NIL |
| Balance enquiry* | NIL |
| Internationally at other HSBC ATMs | |
| Cash withdrawal* | OMR 1 |
| Balance enquiry* | NIL |
| Internationally at Visa/PLUS ATMs | |
| Cash withdrawal* | OMR 2 |
| Balance enquiry* | NIL |
| HSBC Debit Cards | |
| Foreign currency transactions | Debit Card transactions that are not in your billing currency will be converted at a wholesale market rate, attracting a processing fee of up to 2.6% |
| Copy of sales slip | OMR 10 |
| Charge for disputing a transaction subsequently found to be genuine | OMR 10 |
| * Rate per transaction | |
Sole Account
You need to complete the account opening process by personally visiting any of our branches or Customer Service Centres, with the following documents:
- Identity card (for Omanis)
- Valid passport with valid visa (for expatriates) + valid resident card
- Salary certificate (for customers working in government/public sector companies)
- Original trade licence (for all self-employed customers)
- Salary transfer letter (for customers working in private sector companies). Only one applicant is required to provide the salary certificate/transfer letter but it is mandatory that all the joint applicants are Omani residents
Joint Account
Both you and your joint applicant(s) need to complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:
- Identity card (for Omanis)
- Valid passport with valid visa (for expatriates) + valid resident card
- Original trade licence (for all self-employed customers)
- Salary certificate (for customers working in government/public sector companies)
- Salary transfer letter (for customers working in private sector companies). Only one applicant is required to provide the salary certificate/transfer letter but it is mandatory that all the joint applicants are Omani residents
Ready to apply?
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