HSBC The world's local bank

Be covered for your lifetime.

International debit card	Monthly fee	Internet banking
Free	Free	Yes

Here's what you get:

• A current account that's available in Omani riyals, UAE dirhams, US dollars, Euro, pound sterling and other currencies
• Relationship Manager - dedicated assistance from HSBC to support you in protecting and growing your wealth

International debit card

• Get a card that's accepted at over 25 million locations worldwide and over 1 million ATMs
• Withdraw up to OMR1,200 in cash from HSBC Oman ATMs and up to OMR500 from OmanNet ATMs, daily
• Link your debit card with up to two additional accounts and access all your money, whenever you need to

Plus:

• Free unlimited transactions every month
• Free internet banking, phone banking, and SMS alerts so that you can stay updated on your accounts at all times
• Free cheque books - if your cheque book is lost or stolen, the 'Stop Cheque' service protects your finances
• Overdraft protection and bill auto-payment features that give you control and flexibility with your money

*OMR35,000 has to be maintained in deposits and/or investments within 12 months to avoid charges and discontinued service.

SERVICE CHARGES

If a minimum average relationship balance of OMR35,000 (or equivalent in foreign currency) is not maintained in deposit(s)/investments with HSBC Oman, a Premier service charge of OMR20 will be levied per month.*

Customers who qualify for Premier based on their salary/income eligibility, must maintain a deposit of and/or invest OMR 35,000 (or equivalent in foreign currency) within 12 months to avoid charges and discontinued service.

* The Bank may withdraw Premier status and reclassify the account if the required balance is not maintained for three consecutive months in a year. (Applicable on balance-based customers only.)

Notes

(1) Electronic - transactions originating from internet banking and standing instructions

(2) Manual - transactions originating through branches and telephone banking

(3) To have a template created, please contact our Premier Call Centre at 800 7 4666 within Oman or +971 4 224 1000 outside Oman.

a) Beneficiary of the remittance may be required to pay a charge depending on the conditions set by the remitter or his/her bank.

b) For non-account holders, remittances will only be paid in cash if the remittance has originated from a HSBC Group Bank.

c) If the amount is to be credited in another currency to a HSBC account, the prevailing exchange rate will apply.

d) Above charges are HSBC Oman charges only. Other banks, including HSBC offices abroad, may deduct their charges from the remittance amount. USD 25 will be charged as our correspondent bank charges for all USD transfers where the final beneficiary is not HSBC in the US.

e) Non-HSBC beneficiary bank charges on telegraphic transfers are not guaranteed by HSBC or our correspondents. Some non-HSBC beneficiary banks in the United States may still deduct their charges from the total remittance amount.

Sole Account

Complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:

• Identity card (for Omanis)
• Valid passport with valid visa (for expatriates) + valid resident card
• Original trade licence (for all self-employed customers)
• Salary certificate (for customers working in government/public sector companies)

Joint account

Both you and your joint applicant(s) need to complete the current account opening process by visiting any of our branches or Customer Service Centres in person, with the following documents:

• Identity card (for Omanis)
• Valid passport with valid visa (for expatriates) + valid resident card
• Original trade licence (for all self-employed customers)
• Salary certificate (for customers working in government/public sector companies)