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Classic Credit Card
Welcome to the world of Credit Cards from HSBC. Accepted at over 32 million outlets worldwide, they offer you interest free credit for up to 56 days on purchases and a cash advance of 60% of the credit limit. What's more, you have the option to revolve your balance at competitive interest rates. Besides, you get a choice to pay from 5% to 100% of the outstanding balance.
Convenience
- Pay your personal telephone, internet, electricity and water bills with your Credit Card over the telephone
- Access your HSBC Current, Savings and Credit Card accounts through HSBC ATMs worldwide
- 24-hour Customer Service
- Free AutoPay Service for paying your Credit Card outstandings
HSBC Traveller
Buy your Holiday Package using your HSBC Classic Credit Card through Zahara Travel (Tel: 24400811) and enjoy a free access to the New Plaza Premium Lounge at the Muscat International Airport.
Get a special discount on purchasing an excursion package in Oman using your HSBC Classic Credit Card.
AVIS Car Rental - Get a special discount of 25% on renting a Car from AVIS.
Easy Payment Options
Paying your Card bill has never been easier!
| Easy Payment Options | How do I Pay? | Time taken for payment to get credited to your Card Account |
| Free Autopay Service | You may give us standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Classic Credit Card outstanding balance | 1 working day |
| Internet Banking | Log on to www.hsbc.co.om to transfer money to your Card Account 1 working day | 1 working day |
| ATMs | If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money to your Credit Card Account You can also pay your HSBC Classic Credit Card bill by depositing cash/cheque* at any of the HSBC ATMs in Oman |
1 working day 2 working days for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 8007 4722 to transfer money to your HSBC Classic Credit Card Account | 1 working day |
| Mailing your payment (Please DO NOT SEND CASH) |
Please write your HSBC Classic Credit Card number on the reverse side of the cheque* / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. | Allow sufficient time for payment to get credited to your account. |
* The Bank may charge you a fee in the event that your Cheque is dishonoured.
HSBC Credit Shield Plus
Enjoy complete peace of mind with HSBC Credit Shield Plus
As an HSBC Cardholder, you can now benefit from optional feature which offers you a waiver of outstanding balance in the event of Death and Permanent Total Disability (PTD) and waive your monthly minimum installment in the event of Involuntary Loss of Employment (ILOE) for employed eligible cardholders or Temporary Total Disability (TTD) for Self Employed eligible cardholders.
Fee will be charged at 0.65% of your monthly outstanding balance and will appear on your monthly statement.
- In the event of Permanent Total Disability or Death of the Primary Cardholder, 100% of the outstanding balance on the card is waived up to a maximum of OMR 5,000
- In the event of Involuntary Loss of Employment of the Primary Cardholder, the Bank will waive one monthly minimum installment due on the previous month credit card statement for each period of 30 days of proved unemployment. Maximum Benefit payment term in case of ILOE is 3 monthly minimum installments for any one claim.* (You should not be aware of any impending unemployment at the time of your application)
- In the event of Temporary Total Disability of the Primary Cardholder, the Bank will waive one monthly minimum installment due on the previous month credit card statement for each period of 30 days of TTD. Maximum Benefit payment term in case of TTD is 6 monthly minimum installments for any one claim.*
*Terms & Conditions apply. For details of Terms & Conditions, additional information and exclusions refer to Summary of Benefit
The benefit is offered by HSBC and the insurance is underwritten by American Life Insurance Company (ALICO)
To view the summary of Benefit, please click here
| Credit Cover Insurance is no longer available for new Card applicants Existing Cardholders enrolled in Credit Cover will continue to avail it benefits |
Credit Cover
Enjoy complete peace of mind with HSBC Credit Cover
As an HSBC Cardholder, you can now benefit from an optional comprehensive Credit Cover against your outstanding balance, in the event of permanent total disability (where you cannot undertake your registered occupation) or death
Premium will be charged at 0.20% of your monthly outstanding balance and will appear on your monthly statement
In the event of Permanent Total Disability or Death of the Primary Cardholder, the outstanding balance on the Classic Credit Card is settled up to a maximum of OMR 5,000
To view the Terms and Conditions, please click here
To view the summary of cover, please click here
Free Purchase Protection
Items purchased using your Classic Credit Card from HSBC are covered under Purchase Protection for up to RO 500 per claim and up to a maximum of RO 1,000 in a year.
- To view the summary of cover, please click here
Eligibility
- Minimum gross income: OMR 700 per month for Primary Classic Credit Card applicant
- Primary Classic Credit Card applicant must be a resident of Oman and hold a valid residence visa
- Primary Classic Credit Card applicant must be at least 21 years of age
- Supplementary Classic Credit Card applicant must be at least 16 years of age
Fees
- Annual membership fee: RO 30 for Classic Cards
- Up to 2 free Supplementary cards per credit cardholder
Documents Required
- Copy of passport with valid residence visa page and labour/residence card for expatriates or National ID/passport for Omanis
Salaried applicant
- Salary Transfer Letter issued within the last three months as per Bank Standard format
- Last two month’s bank statement of the account where salary is transferred*
Self-employed Applicant
- Copy of Trade Licence or equivalent document
- Last six month’s company or personal bank statements*
- Facility Confirmation Letter if applicant has an overdraft facility on the bank account*
Note:
*Not required for HSBC Oman accountholders whose salary is being transferred to HSBC account
Apply Now
- Apply Online...
- Terms & Conditions
- Call us on 800 7 HSBC (800 7 4722) within Oman or +968 24794722 from outside Oman
- Visit the nearest HSBC branch...
