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HSBC Premier Credit Card
Wide international acceptance, the finest rewards programme, local privileges around the world and on the ground support in case of emergency. What more could you ask for from your credit card?
The HSBC Premier Credit Card provides you interest free credit for up to 56 days on purchases when you choose to settle your monthly outstanding balance in full; the option to pay a minimum of 5% of your monthly outstanding balance; a competitive interest rate of 1.5% per month and 100% cash advance.
Exclusive Rewards
The HSBC Premier Credit Card has the finest rewards programme providing you with a fabulous choice of selected items from some of the most acclaimed establishments in town. Every time you spend on your HSBC Premier Credit Card, you will earn Rewards Points which can be used to redeem gifts of your choice.
Easy to Collect
'My Rewards Points Programme' is an exciting loyalty programme that rewards you for shopping. Unlike other such programmes, Rewards Points are very easy to collect and can be redeemed for a wide choice of exciting rewards.
As a HSBC Premier Credit Cardholder, you are automatically enrolled into this loyalty programme. Every time you use your HSBC Premier Credit Card, you will get 8 Reward Points for every OMR 1 you spend on purchases* both in Oman and abroad. For example, you will get 800 Rewards Points when you spend OMR 100 on your HSBC Premier Credit Card.
Collect More Rewards Points
*Excluding Cash Advances, Credit Card payments, Finance Charges and Fees of any kind.
Easy to Redeem
You can now get the reward you have been dreaming of even faster! Miles + Money allows you to do so when you do not have sufficient Rewards Points. Where relevant, the extra Rewards Points required can be found next to the reward.
Redeeming your Rewards Points is just a step away. For details on total Rewards Points collected and/or redemption, call the Rewards Call Centre on 24762762.
The Rewards Points you collect on your HSBC Premier Credit Card will be featured on your Card Statement every month. Rewards Points earned on your HSBC Premier Credit Card are transferred to your exclusive Rewards Points account.
Rewards
Your Rewards Points can be exchanged for a wide range of rewards, which include Shopping vouchers; Jewellery; Electronics; Hotel Accommodation; Fragrances; Tickets to theme parks and much more! You can even redeem your Rewards Points by donating to charities.
Travel Rewards
Ever wish you could visit some of the world’s most exciting and exotic destinations for free? As a HSBC Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from select top 10 destinations, or personalize your own trip! click here today to choose your holiday destination!
The more Rewards Points you collect, the more you get rewarded. So start collecting.
More Convenience
Payment of Utility Bills
One Card for all your bills You can use your HSBC Premier Credit Card to save yourself a great deal of time.
- Pay your personal utility bills over on the phone and earn Rewards Points
- All you have to do is register once by completing the relevant form in the Welcome Pack and fax it to 24 703531 (within Oman) and +971 4 3906787 (outside Oman)
- Then, simply Call 800 7 4666 to pay your utility bills Payments will be made within 4 working days so please ensure you provide for this time before the final due date.
Triple Access
Your HSBC Premier Credit Card can work for you as a Credit Card or as an ATM Card.
- Through any HSBC ATM worldwide, your HSBC Premier Credit Card gives you access to your Card Account as well as your HSBC Current and Savings Accounts.
- Moreover, you can also manage your credit limit by transferring money between your HSBC Accounts, check balances and pay your Card bills.
Cash Access
Cash Access is yet another service that is brought to you by HSBC. Access cash from:
- Over 23,000 HSBC ATMs worldwide
- All the MasterCard/Cirrus ATMs around the globe
- You can also withdraw cash from thousands of MasterCard member banks worldwide
Exclusives
Premier Privileges
Wherever you travel, you can enjoy around 300 exclusive offers and other privileges at 6,000 merchant outlets in over 40 countries and territories worldwide with your Premier Credit Card. You can experience the unknown and have a more enriching and rewarding time abroad with special privileges on shopping, dining, leisure and entertainment. And if you want to be sure you won’t miss out, you can search home&Away online for local experiences before you travel.
For more information, please click here
HSBC Premier Traveller
- Gets a special discount on purchasing an excursion package in Oman using your HSBC Premier Credit Card.
- AVIS Car Rental - Get a special discount of 25% on renting a Car from AVIS.
Airport Lounge Facilities
You, as a Premier card holder, are privileged as the many value-added services offered by the special lounges in the following airports are available only for Premier card holders.
Click on the country name to view the facilities.
| Bahrain | Brazil | Dubai | Hong Kong | Indonesia | Lebanon |
| Malta | Oman | Qatar | Sri Lanka | Turkey |
Easy Payment Options
Paying your Card bill has never been easier!
| Easy Payment Options | How do I Pay? | Time taken for payment to get credited to your Card Account |
| Free Autopay Service | You may give us standing instructions to debit your HSBC Current or Savings account at a specified percentage from 5% to 100% of your monthly HSBC Premier Credit Card outstanding balance | 1 working day |
| Internet Banking | Log on to www.hsbc.co.om to transfer money to your Card Account 1 working day | 1 working day |
| ATMs | If you have a Current or Savings Account with HSBC, you can access it from any HSBC ATM around the world and transfer money to your Credit Card Account You can also pay your HSBC Premier Credit Card bill by depositing cash/cheque* at any of the HSBC ATMs in Oman |
1 working day 2 working days for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 800 7 4666 to transfer money to your HSBC Premier Credit Card Account | 1 working day |
| Mailing your payment (Please DO NOT SEND CASH) |
Please write your HSBC Premier Credit Card number on the reverse side of the cheque* / draft and attach the bottom perforated portion of the Card statement to ensure prompt credit into your Card Account. | Allow sufficient time for payment to get credited to your account. |
* The Bank may charge you a fee in the event that your Cheque is dishonoured.
We offer a comprehensive range of insurance products and services designed to protect you and your family against unforeseeable events.
HSBC Credit Shield Plus
Enjoy complete peace of mind with HSBC Credit Shield Plus
As an HSBC cardholder, you can now benefit from an optional feature that offers you a waiver of outstanding balance in the event of Death and Permanent Total Disability (PTD) and waive your monthly minimum installment in the event of Involuntary Loss of Employment (ILOE) for employed eligible cardholders or Temporary Total Disability (TTD) for Self-employed eligible cardholders.
The fee will be charged at 0.65% of your monthly outstanding balance and will appear on your monthly statement.
- In the event of Permanent Total Disability or Death of the Primary Cardholder, 100% of the outstanding balance on the card is waived up to a maximum of OMR 20,000
- In the event of Involuntary Loss of Employment of the Primary Cardholder, the Bank will waive one monthly minimum installment due on the previous month credit card statement for each period of 30 days of proved unemployment. Maximum Benefit payment term in case of ILOE is 3 monthly minimum installments for any one claim.* (You should not be aware of any impending unemployment at the time of your application)
- In the event of Temporary Total Disability (TTD) of the Primary Cardholder, the Bank will waive one monthly minimum installment due on the previous month credit card statement for each period of 30 days of TTD. Maximum Benefit payment term in case of TTD is 6 monthly minimum installments for any one claim.*
*Terms & Conditions apply. For details of Terms & Conditions, additional information and exclusions refer to the summary of benefits
The benefit is offered by HSBC and the insurance is underwritten by American Life Insurance Company (ALICO)
To view the summary of benefits, please click here
| Credit Cover Insurance is no longer available for new Card applicants Existing cardholders enrolled in Credit Cover will continue to be able to avail of its benefits |
Credit Cover
Enjoy complete peace of mind with HSBC Credit Cover
As an HSBC Cardholder, you can now benefit from an optional comprehensive Credit Cover against your outstanding balance, in the event of permanent total disability (where you cannot undertake your registered occupation) or death
Premium will be charged at 0.20% of your monthly outstanding balance and will appear on your monthly statement
In the event of Permanent Total Disability or Death of the Primary Cardholder, the outstanding balance on the Premier Credit Card is settled up to a maximum of OMR 10,000
To view the Terms and Conditions, please click here
To view the summary of cover, please click here
Purchase Protection
Rest assured, your purchases on your Premier Credit Card are insured. As an HSBC Premier Cardholder, you can now benefit from comprehensive protection at no extra cost.
- Your purchases are automatically insured against loss, theft or damage
- Purchases up to OMR 2,000 are covered per item and up to a maximum of USD 20,000 in a year per Cardholder
- To view the summary of cover, please click here
Travel Insurance
Whether you are travelling abroad or looking for travel insurance, HSBC Travel Insurance is just right for you. You and your family will be automatically covered for accidental death, medical expenses against accidents/sickness, emergency medical evacuation and flight delays, when you charge your or your family’s travel fare to your HSBC Premier Credit Card. HSBC Travel Insurance is a worldwide, annual multi-trip insurance policy that automatically protects you and your family against travel inconveniences and provides the following insurance:
- Flight delays in excess of 10 hours up to USD 150 per person per trip and USD 300 per family per trip
- Baggage loss up to USD 500 per person and USD 1,000 per family. Baggage loss of up to USD 50 per item and up to USD 250 per bag
- Baggage delay up to USD 150 per person and USD 300 per family in excess of 10 hours
The policy also covers you and your family for: - Accidental death up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
- Permanent total disablement up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
- Death or permanent total disablement caused by accident in a common carrier or private car up to USD 250,000 for individuals aged between 18 and 65, and USD 50,000 for children aged between 6 months and 17 years
- Death or permanent total disablement caused by accident in a common air carrier up to USD 375,000 for individuals aged between 18 and 65, and USD 75,000 for children aged between 6 months and 17 years
- Loss of two eyes, two limbs or one eye and one limb up to USD 125,000 for individuals aged between 18 and 65, and USD 25,000 for children aged between 6 months and 17 years
- Loss of one eye or one limb up to USD 62,500 for individuals aged between 18 and 65, and USD 12,500 for children aged between 6 months and 17 years
- Medical expenses against accident or sickness up to USD 125,000 per person per trip
- Emergency medical evacuation and repatriation up to USD 250,000 per person per trip
- Repatriation of remains benefit up to USD 12,500
- Hospital cash benefits of USD 1,200 (USD 100 per day for up to 12 days)
- Compassionate visit benefits up to USD 7,500 What’s more, the policy also covers the insurance requirements for obtaining a Schengen Visa.
As an HSBC Premier Credit Cardholder, Travel Insurance is available to you FREE of cost if you purchase your ticket using your HSBC Premier Credit Card. Please call your HSBC Premier Relationship Manager to obtain a Certificate of Insurance. For additional information on insurance benefits, kindly refer to the Summary of Cover section.
- To view the summary of cover, please click here
Apply Now
- Apply Online...
- Call us on 800 7 4666 within Oman or +971 4 2241000 from outside Oman
- Visit the nearest HSBC branch...
