Comprehensive Motor Insurance
HSBC and AXA Insurance have put together an exclusive Comprehensive Motor Insurance scheme with Motor Perfect and Motor Executive Insurance plans for HSBC customers. Whether you are buying a car or renewing your existing car insurance, we can arrange the appropriate cover for you at a price you can afford quickly and easily
Motor Perfect Insurance Benefits:
- Agency repair for brand new vehicles - Upto 2 years
- Nil Depreciation on spare parts - Upto 2 years
- New car replacement (total loss of brand new vehicles) - within 6 months from the first registration
- Extended cover includes visits to UAE
- Natural calamities cover including Storm, Tempest, Flood, Earthquake, etc
- Off - Road cover for 4WDs
- Third Party benefits extended to include Family members
- Vehicle towing service without limit for distance
- Cover extended whilst vehicle is in the custody and control of Motor garage and valet parking with hotel, restaurants, etc
- First Aid Expense of OMR 400 up to a maximum of OMR 10,000
- Personal Accident Cover (each person as per vehicle seating capacity) - Upto OMR 10,000
- Guaranteed repairs for 12 months
- Replacement of locks - Upto OMR 250
- No excess payable for Windscreen damage - Upto OMR 200
- Personal belongings Cover - Upto OMR 100
- Third Party Property Damage upto OMR 150,000
Optional Covers under Motor Perfect with a small additional premium:
- Agency repair for the 3rd, 4th and 5th year
- Nil depreciation on spare parts for the 3rd, 4th and 5th year
- 24-hour accident and breakdown recovery services
- GCC Cover for own vehicle damage
- Alternative vehicle during repair period
- Protected No Claims Discount
- Cover for damage to insured's property outside the vehicle
Motor Executive Insurance Benefits:
- Agency repair for brand new vehicles - Upto 5 years
- Nil Depreciation on spare parts - Upto 5 years
- New car replacement (total loss of brand new vehicles) - within 12 months from the first registration
- Extended cover includes visits to UAE
- Extended cover includes visits to any GCC country for own vehicle damage
- Natural calamities cover including Storm, Tempest, Flood, Earthquake, etc
- 24-hour accident and breakdown recovery services
- Off-Road cover for 4WDs
- Third Party benefits extended to include Family members
- Vehicle towing service without limit for distance
- Cover extended whilst vehicle is in the custody and control of Motor garage and valet parking with hotel, restaurant, etc
- First Aid Expense of OMR 400 up to a maximum of OMR 10,000
- Personal Accident (each person as per vehicle seating capacity) - OMR 10,000
- Guaranteed repairs for 12 months
- Replacement of locks - Upto the actual cost of replacement
- No excess payable for Windscreen damage
- Personal belongings - Upto OMR 200
- Third Party Property Damage upto OMR 250,000
- Protected No Claims Discount
- Cover for damage to insured's property outside the vehicle
Optional Cover under Motor Executive with a small additional premium:
- Alternative vehicle during repair period
Third Party Only Motor Insurance:
In addition to Comprehensive cover, AXA can also provide cover for customers wanting to opt for Third Party cover only. This is the minimum insurance requirement to register your vehicle. The policy comes with an extended Third Party Property Damage limit of OMR 75,000 and unlimited Third Party bodily injury. To upgrade your cover, some of the benefits you can include to your policy are:
- Extended Storm, Tempest and Flood damage cover
- Cover when you travel to the UAE
- Optional Personal Accident Cover for the Driver and Passengers
- Accident and Breakdown recovery services
- Extended fire, theft, burglary and malicious damage cover
For any clarification or assistance in case of claims, please contact:
AXA Muscat Office: Tel - 24400160
Fax - 24400159
Timing: 8.00AM TO 5.00PM (Sunday to Thursday)
AXA Sohar Office: Tel - 26846421
Fax - 26846423
Timing: 8.30AM TO 5.30PM (Saturday to Wednesday)
Full details of terms, coverage, conditions and exclusions are contained in the AXA policy document