Travel Insurance
Get a full range of travel insurance benefits with HSBC
| Covers | Protection type | Premiums | Fixed sum | Automatic renewal |
|---|---|---|---|---|
| Worldwide family travel | Instant | Just OMR25 a year | Yes | Yes |
Emergency medical expenses
Here's what you get:
- Emergency medical expenses covered - if you are sick overseas or in an accident
- Up to USD50,000 for medical treatments - as long as you have no pre-existing conditions
Emergency medical evacuation
Here's what you get:
- Emergency medical expenses covered - if you are sick overseas or in an accident
- Up to USD25,000 to cover an emergency evacuation
- Transportation costs covered – for all immediate medical attention
Plus:
- Get expenses covered for medical treatment, services and supplies
Flight delay
Here's what you get:
- Up to USD250 additional expenses covered for flight delays
- Delays must be over 12 hours and due to bad weather, equipment failure or employee strike
- Benefits are paid by the hour - get back USD50 per hour, up to 5 hours
Baggage loss
Here's what you get:
- Covers theft of luggage or any baggage lost via your flight carrier
- Reimburses lost luggage and contents for up to USD500
- Maximum value claimed per bag is USD250 and per article is USD50
Baggage delay
Here's what you get:
- Reimbursement of personal items, up to USD500
- Covered for delays or misdirected baggage by a common carrier
- Baggage must be missing for at least 4 hours
24-hour assistance
Here's what you get:
- Medical assistance
- Medical evacuation
- Repatriation
- Legal assistance
- Loss of luggage or Passport
- General assistance
- Pre-departure service
- Emergency travel agency
- Emergency cash transfers and advances
See the table below for what you can be covered for, for just OMR25 per year
| What you're covered for: | Insured sum |
| Emergency medical expenses (accident and sickness) - deductible: USD100 | USD50,000 |
| Emergency medical evacuation | USD25,000 |
| Flight delay (maximum per hour: USD50, excess: 12 hours) | USD250 |
| Death repatriation | USD5,000 |
| Baggage loss (per bag: USD250, per Item: USD50) | USD500 |
| Baggage delay (per hour: USD25, excess: 4 hours) | USD500 |
| American Home Assurance Company Assistance | Covered |
| Annual contribution | |
| Annual premium | OMR25 |
You can get HSBC Travel Insurance if:
- You're an Oman resident
- You're between 18 to 69 years old. This also applies to your spouse
- If your children are aged between 6 months and 19 years. Alternatively, if they're studying full-time the age limit is raised to 23 years old. They must also be unmarried and primarily dependent on you
- You hold bank accounts with HSBC
Like any insurance policy, HSBC Travel Insurance does not cover injuries resulting from certain events, such as:
- War or warlike operations
- Flying as a pilot or crew member on any aircraft
- Playing a professional sport
- Intentional self-injury or suicide
- Criminal or illegal acts
Exclusions have been kept to a minimum. Details of full exclusions will be available on the policy Terms & Conditions.
How much is my spouse insured for?
Your spouse is insured for the same amount that you have chosen for yourself.
Will Travel Insurance cover me while I’m flying?
Yes, provided you are flying as a fare-paying passenger and not as a member of the crew.
What is the Sum Insured for each of my children?
Each of your children is insured for the same amount as yourself.
What is 'Emergency Evacuation'?
Emergency Evacuation means taking the insured person from one place to another where medical attention can be provided to him. The Emergency Evacuation must be ordered by American International Group International Services (Chartis Memsa Insurance Company) or a physician who certifies that the severity or the nature of the person’s injury or sickness warrants the person’s evacuation.
What items are covered under baggage loss?
This coverage is only for common carrier checked-in baggage. Other valuables misplaced or stolen will not be covered.
How many trips can I take in a year or before the expiry of the policy?
There is no restriction on the number of trips. You can take as many trips as you want.
What if I leave HSBC, can I still keep my insurance coverage?
Yes.
When does my coverage start?
Subject to payment of the premium, premium charged to the insured person’s HSBC Credit Card, the insurance applied for shall be effective from the policy effective date.
Protect your family and enjoy a wide range of travel insurance benefits with HSBC
