HSBC The world's local bank

Covers	Flexible payments	Spouse cover
Your life, or permanent and total disability	Yes	Yes

Benefit from an international HSBC Investment

Here's what you get:

• Life cover – HSBC will pay a cash sum to your family if you pass away
• Permanent and Total Disability Cover – Get paid a cash sum if you become disabled and are unable to work

More benefits:

• Get high levels of cover for low premiums, based upon your circumstances
• Get an option to add extra benefits, including critical illness, Permanent and Total Disability

Here's what you get:

• Covers death due to any cause*
• Plans from 1 to 35 years
• Single or joint cover
• Available in US Dollars

• For individuals the minimum age for taking the policy is 18 years, with the maximum age depending on the provider
• The policy is available for a single life, for joint lives, and for both lives
• Applications can be made by individuals or companies
• The eligibility criteria may differ from one provider to another

What choices are available to you?

You decide how much Life Cover, Permanent and Total Disability Cover you need, and how long you wish the cover to last for.

Can the premiums alter in the future?

The premium amount is guaranteed for the life cover throughout the term.