HSBC Advance Credit Card

We recognise that as an Advance Platinum customer, you demand great value and the best services money can buy, wherever you are in the world. With the HSBC Advance Platinum Credit Card, you will enjoy benefits that are designed to provide excellent value as well as worldwide recognition.

Benefits

  • No annual fee
  • Airport lounge access
    The HSBC Advance Credit Card is your ultimate travel companion, which grants you free access to over 25 airport lounges worldwide. View the full list of lounges.
  • Rewards points
    The HSBC Advance Credit Card has a Rewards Program that offers you unique privileges.
  • Competitive interest rate of 1.5% per month and 50% cash advance option on your available credit limit
  • Wide range of privileges in over 160 countries worldwide through the home&Away programme
    Wherever you are in the world, take advantage of exclusive offers and privileges through your HSBC Credit Cards. Find out more.
  • Up to two free supplementary cards
    Give family members the security that they will never be in a bind with a shared limit.
  • Up to 56 days interest-free credit on purchases
    When you settle your monthly credit card balance in full.
  • Option to pay a minimum of 5% of your monthly outstanding balance
  • Enjoy 0% interest with the HSBC 0% Flexi Instalment Plan
  • Cleartrip discounts and HSBC Entertainer mobile app offers
    Enjoy up to 30% off flights or hotel rooms booked on Cleartrip and access to over 8,000 'Buy 1 Get 1 Free' offers with the HSBC Entertainer mobile app.
  • Purchase Protection
    Shop and be automatically protected against accidental damage or theft within 90 days' from the date of purchase - up to a maximum of USD 5,000 annually. (This protection is not offered by HSBC, but by Mastercard). Find out more.

More details

Cleartrip travel discount

Discover beautiful destinations around the world with your HSBC Advance Credit Card. Enjoy up to 30% discount when booking flight tickets or hotel rooms on Cleartrip.

Exclusive rewards

The HSBC Advance Credit Card has an excellent rewards programme, providing you with discounts on a wide selection of products and services from some of the most acclaimed establishments in town. Every time you spend on your HSBC Advance Credit Card, you will earn rewards points which can be used to redeem gifts of your choice.

Easy to collect

The My Rewards Points Programme is an exciting loyalty programme that rewards you for shopping. Unlike other such programmes, rewards points are very easy to collect and can be redeemed for a wide array of exciting rewards.

As a HSBC Advance Credit Card holder, you are automatically enrolled in this loyalty programme. Every time you use your HSBC Advance Credit Card, you will get 2 reward points for every OMR 1 you spend on purchases1 both in Oman and abroad. For example, you will get 200 rewards points when you spend OMR 100 on your HSBC Advance Credit Card.

Easy to redeem

You can now get the rewards you have been dreaming of even faster. When you do not have sufficient Rewards Points you can use the available points + your Advance Credit Card, where an extra reward point will be granted for the usage of your Advance Credit Card.

Redeeming your rewards points is just a step away. For details on total rewards points collected and redeemed, call the Rewards Call Centre on 24762762.

The rewards points you collect on your HSBC Advance Credit Card will be featured on your card statement every month. Rewards points earned on your HSBC Advance Credit Card are transferred to your exclusive rewards points account.

Rewards

Your rewards points can be exchanged for a wide range of rewards, which include shopping vouchers, jewellery, electronics, hotel accommodation, fragrances, tickets to theme parks and much more. You can even redeem your rewards points by donating to charities.

Travel rewards

Ever wish you could visit some of the world’s most exciting and exotic destinations for free? As a HSBC Advance Credit Card holder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from select top 10 destinations, or personalise your own trip.

The more rewards points you collect, the more you get rewarded. So start collecting.

home&Away

Wherever you are in the world, take advantage of exclusive offers and privileges through your HSBC Credit Cards, including deals related to shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.

Airport lounge access

The HSBC Advance Credit Card is your ultimate travel companion, which grants you free access to over 25 airport lounges worldwide.

To access a participating lounge:

  • identify yourself as a LoungeKey member to the lounge reception staff
  • show your HSBC Advance Credit Card to the lounge staff to register your visit and grant you access to the lounge

Download the Mastercard For You mobile app from your app store to see the airport lounges available to you at any destination. To do this:

  • enter Mastercard For You into your app store's search bar
  • download and install the Mastercard For You mobile app on your smartphone
  • open the app and follow the instructions on your mobile or tablet

Mastercard and Partners Terms and Conditions apply.

Payments

  • Pay your personal OIFC bills via phone banking and internet banking. Allow three days for your payment to be credited in your card account
  • Pay your card bill quickly and easily, by visiting your branch in person, through our phone and internet banking services, or by putting a cheque in the post. See the table below for further details on your easy payment options
Access your account from anywhere.
Easy payment options How to pay your HSBC Platinum Credit Card bill: How long it takes to be credited to your account
Free autopay service Call   800 7 4722  to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance 1 working day
Internet Banking Transfer money to your credit card account 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide 

Or deposit cash at any HSBC ATM in Oman
2 working days for cash payments
Branches Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured)
1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our Phone Banking service at   800 7 4722   to transfer money to your HSBC Credit Card account 1 working day
Access your account from anywhere.
Easy payment options Free autopay service
How to pay your HSBC Platinum Credit Card bill: Call   800 7 4722  to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance
How long it takes to be credited to your account 1 working day
Easy payment options Internet Banking
How to pay your HSBC Platinum Credit Card bill: Transfer money to your credit card account
How long it takes to be credited to your account 1 working day
Easy payment options ATMs
How to pay your HSBC Platinum Credit Card bill: Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide 

Or deposit cash at any HSBC ATM in Oman
How long it takes to be credited to your account 2 working days for cash payments
Easy payment options Branches
How to pay your HSBC Platinum Credit Card bill: Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured)
How long it takes to be credited to your account 1 working day for cash payments


7 working days for cheque payments
Easy payment options Phone Banking
How to pay your HSBC Platinum Credit Card bill: Call our Phone Banking service at   800 7 4722   to transfer money to your HSBC Credit Card account
How long it takes to be credited to your account 1 working day

Fees and charges

Description Charges
Primary card annual fee Free
Supplementary cards 2 Free
Minimum payment 5% of outstanding balance or OMR 10 (whichever is higher)
Finance charges (retail transactions) 1.5% per month
Finance charges (cash transactions) 1.5% per month
Cash advance fee 3% or OMR 5 (whichever is higher)
Card replacement fee (lost) OMR 5
Late payment fee OMR 7
Over limit fee OMR 5
Copy of sales slip OMR 10
Copy of previous statement:

Up to 6 months old
6-12 months
more than 12 months


OMR 1
OMR 3
OMR 5
Returned cheque fee OMR 15
Charge for disputing a transaction subsequently found to be genuine OMR 10
Access to HSBC account through HSBC ATMs Inside Oman: FREE 
Outside Oman: OMR 1 per transaction
Access to HSBC Account through Mastercard / Cirrus ATMs OMR 2 per transaction
Foreign currency transactions Up to 3% per transaction

Fees and charges

Description Primary card annual fee
Charges Free
Description Supplementary cards
Charges 2 Free
Description Minimum payment
Charges 5% of outstanding balance or OMR 10 (whichever is higher)
Description Finance charges (retail transactions)
Charges 1.5% per month
Description Finance charges (cash transactions)
Charges 1.5% per month
Description Cash advance fee
Charges 3% or OMR 5 (whichever is higher)
Description Card replacement fee (lost)
Charges OMR 5
Description Late payment fee
Charges OMR 7
Description Over limit fee
Charges OMR 5
Description Copy of sales slip
Charges OMR 10
Description Copy of previous statement:

Up to 6 months old
6-12 months
more than 12 months
Charges

OMR 1
OMR 3
OMR 5
Description Returned cheque fee
Charges OMR 15
Description Charge for disputing a transaction subsequently found to be genuine
Charges OMR 10
Description Access to HSBC account through HSBC ATMs
Charges Inside Oman: FREE 
Outside Oman: OMR 1 per transaction
Description Access to HSBC Account through Mastercard / Cirrus ATMs
Charges OMR 2 per transaction
Description Foreign currency transactions
Charges Up to 3% per transaction

Apply now

Apply online

Simply complete the online application form to start the process.

Call us

Or call 800 75555 (within Oman) or +968 249 50603 (outside Oman)

Related products

 

Now with a wide range of exclusive new benefits throughout your journey.

 

Benefits including discounts on hotel bookings and access to more than 25 airport lounges worldwide.