HSBC Visa Platinum Credit Card

Accepted in 32 million outlets worldwide, the Platinum credit card can offer up to 56 days interest free credit.
Existing cardholders: Spend a minimum of OMR 10 on your card between 23 July and 23 September 2019 for the chance to win OMR 50.

Benefits

  • Airport Lounge access
    Travel in comfort with free access to over 25 airport lounges worldwide. Find out more.
  • Agoda Hotel discounts
    Enjoy discounts of up to 12% with Agoda when booking with your HSBC Visa Platinum Credit Card. Find out more.
  • 50% off movie tickets from VOX Cinema Oman when you book online on Tuesdays and Wednesdays
  • Access to the exclusive HSBC Entertainer mobile app
    With over 8,000 'Buy 1 Get 1 Free' offers in 14 countries. Find out more.
  • Up to two supplementary cards available for family members
    The cards are free of charge and have a shared limit, ensuring that your loved ones are never left in a bind.
  • Low monthly interest rate of 1.5% on retail purchases
  • Purchase protection
    Your HSBC Visa Platinum card has a Purchase Protection benefit for lost, stolen or damaged goods purchased with your card. Find out more.
  • 56 days interest-free credit on purchases
    When you settle your monthly outstanding balance in full.
  • Cash advance of up to 40% of your available credit limit
  • Get 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments
  • Extended warranty
    Your Visa Platinum card have an Extended Warranty benefit that automatically doubles the original manufacturer’s warranty for an item purchased with your card. Find out more.

Payments

  • Pay your personal OIFC bills via phone banking and internet banking. Allow three days for your payment to be credited in your card account
  • Pay your card bill quickly and easily, by visiting your branch in person, through our phone and internet banking services, or by putting a cheque in the post. See the table below for further details on your easy payment options
Access your account from anywhere.
Easy payment options How to pay your HSBC Platinum Credit Card bill: How long it takes to be credited to your account
Free autopay service Call   800 7 4722  to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance 1 working day
Internet Banking Transfer money to your credit card account 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide 

Or deposit cash at any HSBC ATM in Oman
2 working days for cash payments
Branches Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured)
1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our Phone Banking service at   800 7 4722  to transfer money to your HSBC Card account 1 working day
Access your account from anywhere.
Easy payment options Free autopay service
How to pay your HSBC Platinum Credit Card bill: Call   800 7 4722  to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance
How long it takes to be credited to your account 1 working day
Easy payment options Internet Banking
How to pay your HSBC Platinum Credit Card bill: Transfer money to your credit card account
How long it takes to be credited to your account 1 working day
Easy payment options ATMs
How to pay your HSBC Platinum Credit Card bill: Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide 

Or deposit cash at any HSBC ATM in Oman
How long it takes to be credited to your account 2 working days for cash payments
Easy payment options Branches
How to pay your HSBC Platinum Credit Card bill: Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured)
How long it takes to be credited to your account 1 working day for cash payments


7 working days for cheque payments
Easy payment options Phone Banking
How to pay your HSBC Platinum Credit Card bill: Call our Phone Banking service at   800 7 4722  to transfer money to your HSBC Card account
How long it takes to be credited to your account 1 working day

Fees and charges

Description Charges
Primary card annual fee OMR30
Supplementary cards 2 Free
Minimum payment 5% of outstanding balance or OMR 10 (whichever is higher)
Finance charges (retail transactions) 1.5% per month
Finance charges (cash transactions) 1.5% per month
Cash advance fee 3% or OMR 5 (whichever is higher)
Card replacement fee (lost) OMR5
Late payment fee OMR 7
Over-limit fee OMR 5
Copy of sales slip OMR 10
Copy of previous statement:
up to 6 months old
6-12 months
more than 12 months

OMR 1
OMR 3
OMR 5
Returned cheque fee OMR 15
Charge for disputing a transaction subsequently found to be genuine OMR 10
Access to HSBC account through HSBC ATMs Inside Oman: FREE
Outside Oman: OMR 1 per transaction
Access to HSBC account through Mastercard / Cirrus ATMs OMR 2 per transaction
Foreign currency transactions  Up to 3% per transaction

Fees and charges

Description Primary card annual fee
Charges OMR30
Description Supplementary cards
Charges 2 Free
Description Minimum payment
Charges 5% of outstanding balance or OMR 10 (whichever is higher)
Description Finance charges (retail transactions)
Charges 1.5% per month
Description Finance charges (cash transactions)
Charges 1.5% per month
Description Cash advance fee
Charges 3% or OMR 5 (whichever is higher)
Description Card replacement fee (lost)
Charges OMR5
Description Late payment fee
Charges OMR 7
Description Over-limit fee
Charges OMR 5
Description Copy of sales slip
Charges OMR 10
Description Copy of previous statement:
up to 6 months old
6-12 months
more than 12 months
Charges
OMR 1
OMR 3
OMR 5
Description Returned cheque fee
Charges OMR 15
Description Charge for disputing a transaction subsequently found to be genuine
Charges OMR 10
Description Access to HSBC account through HSBC ATMs
Charges Inside Oman: FREE
Outside Oman: OMR 1 per transaction
Description Access to HSBC account through Mastercard / Cirrus ATMs
Charges OMR 2 per transaction
Description Foreign currency transactions
Charges  Up to 3% per transaction

Apply now

Call us

800 7 4722 (within Oman) or +968 24950601 (outside Oman).

Existing cardholders

Spend on your card for the chance to win OMR 50

Everytime you spend a minimum of OMR 10 on your card between 23 July and 23 September 2019, we'll enter you in a prize draw. There are 70 prizes of OMR 50 to win.

You get:

  • 1 entry for every OMR 10 you spend in Oman (10 entries when you spend OMR 100)
  • 2 entries for every OMR 10 you spend outside Oman (20 entries when you spend OMR 100)
  • 2 entries for every OMR 10 you spend online (20 entries when you spend OMR 100)

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