HSBC Visa Platinum Cash Back Credit Card
HSBC Visa Cash Back Credit Card
Accepted in 32 million outlets worldwide, the Platinum Cash Back Credit Card can offer up to 56 days interest free credit.
Benefits
No minimum spend for Cash back.
Automatic credit of cashback every month.
Up to 3% cashback on your spend.
Airport Lounge access
Travel in comfort with free access to over 25 airport lounges worldwide. Find out more.
Agoda Hotel discounts
Enjoy discounts of up to 12% with Agoda when booking with your HSBC Visa Platinum Credit Card. Find out more.
Access to the exclusive HSBC Entertainer mobile app
With over 8,000 'Buy 1 Get 1 Free' offers in 14 countries and regions. Find out more.
Up to two supplementary cards available for family members
The cards are free of charge and have a shared limit, ensuring that your loved ones are never left in a bind.
Low monthly interest rate of 1.5% on retail purchases
Purchase protection
Your HSBC Visa Platinum card has a Purchase Protection benefit for lost, stolen or damaged goods purchased with your card. Find out more.
56 days interest-free credit on purchases
When you settle your monthly outstanding balance in full.
Cash advance of up to 40% of your available credit limit
Get 0% interest with HSBC 0% Flexi Instalment Plan - on monthly instalments
Extended warranty
Your Visa Platinum card have an Extended Warranty benefit that automatically doubles the original manufacturer’s warranty for an item purchased with your card. Find out more.
Payments
- Pay your personal OIFC bills via phone banking and internet banking. Allow three days for your payment to be credited in your card account
- Pay your card bill quickly and easily, by visiting your branch in person, through our phone and internet banking services, or by putting a cheque in the post. See the table below for further details on your easy payment options
| Easy payment options | How to pay your HSBC Platinum Credit Card bill: | How long it takes to be credited to your account |
|---|---|---|
| Free autopay service | Call 800 7 4722 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance | 1 working day |
| Internet Banking | Transfer money to your credit card account | 1 working day |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide Or deposit cash at any HSBC ATM in Oman |
2 working days for cash payments |
| Branches | Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured) |
1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking service at 800 7 4722 to transfer money to your HSBC Card account | 1 working day |
| Easy payment options | Free autopay service |
|---|---|
| How to pay your HSBC Platinum Credit Card bill: | Call 800 7 4722 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance |
| How long it takes to be credited to your account | 1 working day |
| Easy payment options | Internet Banking |
| How to pay your HSBC Platinum Credit Card bill: | Transfer money to your credit card account |
| How long it takes to be credited to your account | 1 working day |
| Easy payment options | ATMs |
| How to pay your HSBC Platinum Credit Card bill: |
Transfer money from your HSBC Current or Savings account to your HSBC Credit Card, from any HSBC ATM in Oman or worldwide Or deposit cash at any HSBC ATM in Oman |
| How long it takes to be credited to your account |
2 working days for cash payments |
| Easy payment options | Branches |
| How to pay your HSBC Platinum Credit Card bill: |
Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured) |
| How long it takes to be credited to your account |
1 working day for cash payments 7 working days for cheque payments |
| Easy payment options | Phone Banking |
| How to pay your HSBC Platinum Credit Card bill: | Call our Phone Banking service at 800 7 4722 to transfer money to your HSBC Card account |
| How long it takes to be credited to your account | 1 working day |
| Description | Charges |
|---|---|
| Primary card annual fee | OMR30 |
| Supplementary cards | 2 Free |
| Minimum payment | 5% of outstanding balance or OMR 10 (whichever is higher) |
| Finance charges (retail transactions) | 1.5% per month |
| Finance charges (cash transactions) | 1.5% per month |
| Cash advance fee | 3% or OMR 5 (whichever is higher) |
| Card replacement fee (lost) | OMR5 |
| Late payment fee | OMR 7 |
| Over-limit fee | OMR 5 |
| Copy of sales slip | OMR 10 |
| Copy of previous statement: up to 6 months old 6-12 months more than 12 months |
OMR 1 OMR 3 OMR 5 |
| Returned cheque fee | OMR 15 |
| Charge for disputing a transaction subsequently found to be genuine | OMR 10 |
| Access to HSBC account through HSBC ATMs | Inside Oman: FREE Outside Oman: OMR 1 per transaction |
| Access to HSBC account through Mastercard / Cirrus ATMs | OMR 2 per transaction |
| Foreign currency transactions | Up to 3% per transaction |
| Description | Primary card annual fee |
|---|---|
| Charges | OMR30 |
| Description | Supplementary cards |
| Charges | 2 Free |
| Description | Minimum payment |
| Charges | 5% of outstanding balance or OMR 10 (whichever is higher) |
| Description | Finance charges (retail transactions) |
| Charges | 1.5% per month |
| Description | Finance charges (cash transactions) |
| Charges | 1.5% per month |
| Description | Cash advance fee |
| Charges | 3% or OMR 5 (whichever is higher) |
| Description | Card replacement fee (lost) |
| Charges | OMR5 |
| Description | Late payment fee |
| Charges | OMR 7 |
| Description | Over-limit fee |
| Charges | OMR 5 |
| Description | Copy of sales slip |
| Charges | OMR 10 |
| Description |
Copy of previous statement: up to 6 months old 6-12 months more than 12 months |
| Charges |
OMR 1 OMR 3 OMR 5 |
| Description | Returned cheque fee |
| Charges | OMR 15 |
| Description | Charge for disputing a transaction subsequently found to be genuine |
| Charges | OMR 10 |
| Description | Access to HSBC account through HSBC ATMs |
| Charges |
Inside Oman: FREE Outside Oman: OMR 1 per transaction |
| Description | Access to HSBC account through Mastercard / Cirrus ATMs |
| Charges | OMR 2 per transaction |
| Description | Foreign currency transactions |
| Charges | Up to 3% per transaction |
Apply now
Apply online
Simply complete the online application form to start the process.
Call us
800 7 4722 (within Oman) or +968 24950601 (outside Oman).
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