HSBC Premier Credit Card

Now with a wide range of exclusive new benefits throughout your journey, including discounts on hotel bookings, access to more than 850 airport lounges worldwide, Wi-Fi at over 1 million hotspots worldwide.

Benefits

  • No annual fee
  • Access to more than 850 airport lounges worldwide
  • Enjoy unlimited Wi–Fi through ipass at over 1 million hotspots worldwide
  • Competitive 1.5% monthly interest rate
  • Rewards points
    The HSBC Premier Credit Card has a Rewards Program that offers you unique privileges.
  • 50% cash advance on your available credit limit
  • Enjoy 0% interest with HSBC 0% Flexi Instalment Plan
    On monthly instalments and get great offers and discounts at Red Flag outlets.
  • Save with Agoda
    Book your hotel through Agoda.com with an HSBC Premier Credit Card and get up to 10% off at more than 180,000 hotels worldwide.
  • HSBC Entertainer Mobile App
    Free download of our 'Buy 1 Get 1 Free' mobile app with over 8,000 offers across 14 countries and territories.
  • Up to 2 free supplementary cards
    With a shared limit, ensure your family members are never left in a bind

More details

Cleartrip travel discount

Discover beautiful destinations around the world with your HSBC Premier Credit Card. Enjoy up to 30% discount when booking flight tickets or hotel rooms on Cleartrip.

Exclusive rewards

The HSBC Premier Credit Card has an excellent rewards programme, providing you with discounts on a wide selection of products and services from some of the most acclaimed establishments in town. Every time you spend on your HSBC Premier Credit Card, you will earn rewards points which can be used to redeem gifts of your choice.

Easy to collect

The My Rewards Points Programme is an exciting loyalty programme that rewards you for shopping. Unlike other such programmes, rewards points are very easy to collect and can be redeemed for a wide array of exciting rewards.

As a HSBC Premier Credit Card holder, you are automatically enrolled in this loyalty programme. Every time you use your HSBC Premier Credit Card, you will get 4 reward points for every OMR 1 you spend on purchases2 both in Oman and abroad. For example, you will get 400 rewards points when you spend OMR 100 on your HSBC Premier Credit Card.

Easy to redeem

You can now get the rewards you have been dreaming of even faster. Miles + Money allows you to do so when you do not have sufficient rewards points. Where relevant, the extra rewards points required can be found next to the reward.

Redeeming your rewards points is just a step away. For details on total rewards points collected and redeemed, call the Rewards Call Centre on 24762762.

The rewards points you collect on your HSBC Premier Credit Card will be featured on your card statement every month. Rewards points earned on your HSBC Premier Credit Card are transferred to your exclusive rewards points account.

Rewards

Your rewards points can be exchanged for a wide range of rewards, which include shopping vouchers, jewellery, electronics, hotel accommodation, fragrances, tickets to theme parks and much more. You can even redeem your rewards points by donating to charities.

Travel rewards

Ever wish you could visit some of the world’s most exciting and exotic destinations for free? As a HSBC Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from select top 10 destinations, or personalise your own trip.

The more rewards points you collect, the more you get rewarded. So start collecting.

HSBC Premier Privileges

We recognise that as a Premier customer you demand great value as well as all the best that money can buy wherever you are in the world.

This is why HSBC has created a unique collection of exclusive offers only for HSBC Premier Credit Card customers, called HSBC Premier Privileges. The programme provides access to a variety of travel, dining, shopping, and entertainment offers around the world when paying for them with your HSBC Premier Credit Card. Your HSBC Premier Credit Card gives you exclusive free access to HSBC Premier Privileges.

Airport lounge access

The HSBC Premier Credit Card is your ultimate travel companion, which you as a primary or supplementary cardholders free access to over 850 airport lounges worldwide.

To access a participating lounge:

  • identify yourself as a LoungeKey member to the lounge reception staff
  • show your HSBC World Mastercard Credit Card to the lounge staff to register your visit and grant you access to the lounge

Download the Mastercard For You mobile app from your app store to see the airport lounges available to you at any destination. To do this:

  • enter Mastercard For You into your app store's search bar
  • download and install the Mastercard For You mobile app on your smartphone
  • open the app and follow the instructions on your mobile or tablet

Mastercard and Partners Terms and Conditions apply.

Find your nearest branch to apply in person.

2Excluding cash advances, credit card payments, finance charges and fees of any kind.

Payments

Pay your personal Oman Investment & Finance Company (OIFC) bills, via our phone banking and online banking services. Please allow 3 days for your payment to be credited to your card.

You can pay your card bill via phone banking or online banking, in person at your branch, or by a cheque in the post. See the table below for more details.

Access your account from anywhere

Easy payment options How to pay your HSBC Platinum Credit Card bill How long it takes to be credited to your account
Free autopay service Call   800 7 4722  to set up a standing instruction to debit your HSBC current or savings account every month. Pay 5% to 100% of your monthly outstanding balance 1 working day
Online banking Transfer money to your credit card account 1 working day
ATMs Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in Oman or worldwide 

Or deposit cash at any HSBC ATM in Oman
2 working days for cash payments
Branches Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured)
1 working day for cash payments


7 working days for cheque payments
Phone Banking Call our phone banking service at     800 7 4722      to transfer money to your HSBC Card account 1 working day

Access your account from anywhere

Easy payment options Free autopay service
How to pay your HSBC Platinum Credit Card bill Call   800 7 4722  to set up a standing instruction to debit your HSBC current or savings account every month. Pay 5% to 100% of your monthly outstanding balance
How long it takes to be credited to your account 1 working day
Easy payment options Online banking
How to pay your HSBC Platinum Credit Card bill Transfer money to your credit card account
How long it takes to be credited to your account 1 working day
Easy payment options ATMs
How to pay your HSBC Platinum Credit Card bill Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in Oman or worldwide 

Or deposit cash at any HSBC ATM in Oman
How long it takes to be credited to your account 2 working days for cash payments
Easy payment options Branches
How to pay your HSBC Platinum Credit Card bill Deposit cash or cheques at any HSBC branch in Oman (you may be charged a fee if your cheque is not honoured)
How long it takes to be credited to your account 1 working day for cash payments


7 working days for cheque payments
Easy payment options Phone Banking
How to pay your HSBC Platinum Credit Card bill Call our phone banking service at     800 7 4722      to transfer money to your HSBC Card account
How long it takes to be credited to your account 1 working day

Fees and charges

Description Charges
Primary card annual fee Nil
Supplementary cards 2 free
Finance charge on purchases and cash advances per month1 1.5% of total amount with a min of OMR 10
Cash advance charge 3% of total amount with a min of OMR 5
Card replacement fee OMR 5 for lost cards
Late payment fee OMR 7
Over limit fee Free
Copy of sales slip Free
Copy of credit card statement OMR 1 in last 6 months
Foreign currency transaction(s) processing fee Up to 3%
Access to HSBC current or savings account through Mastercard/ Cirrus ATMs OMR 2 per transaction
Access to HSBC current or savings account through HSBC ATMs worldwide Free

Fees and charges

Description Primary card annual fee
Charges Nil
Description Supplementary cards
Charges 2 free
Description Finance charge on purchases and cash advances per month1
Charges 1.5% of total amount with a min of OMR 10
Description Cash advance charge
Charges 3% of total amount with a min of OMR 5
Description Card replacement fee
Charges OMR 5 for lost cards
Description Late payment fee
Charges OMR 7
Description Over limit fee
Charges Free
Description Copy of sales slip
Charges Free
Description Copy of credit card statement
Charges OMR 1 in last 6 months
Description Foreign currency transaction(s) processing fee
Charges Up to 3%
Description Access to HSBC current or savings account through Mastercard/ Cirrus ATMs
Charges OMR 2 per transaction
Description Access to HSBC current or savings account through HSBC ATMs worldwide
Charges Free

Apply now

Apply online

Simply complete the online application form to start the process

Call us

8007 4666 within Oman

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Enjoy benefits that are designed to provide excellent value as well as worldwide recognition.

 

Benefits including discounts on hotel bookings and access to more than 25 airport lounges worldwide.