Premier Credit Card

Discover beautiful destinations around the world with your HSBC Premier Credit Card. Enjoy up to 30% discount when booking flight tickets or hotel rooms on Cleartrip.

The HSBC Premier Credit Card has an excellent rewards programme, providing you with discounts on a wide selection of products and services from some of the most acclaimed establishments in town. Every time you spend on your HSBC Premier Credit Card, you will earn rewards points which can be used to redeem gifts of your choice.

Easy to collect

The My Rewards Points Programme is an exciting loyalty programme that rewards you for shopping. Unlike other such programmes, rewards points are very easy to collect and can be redeemed for a wide array of exciting rewards.

As a HSBC Premier Credit Card holder, you are automatically enrolled in this loyalty programme. Every time you use your HSBC Premier Credit Card, you will get 4 reward points for every OMR 1 you spend on purchases² both in Oman and abroad. For example, you will get 400 rewards points when you spend OMR 100 on your HSBC Premier Credit Card.

Easy to redeem

You can now get the rewards you have been dreaming of even faster. Miles + Money allows you to do so when you do not have sufficient rewards points. Where relevant, the extra rewards points required can be found next to the reward.

Redeeming your rewards points is just a step away. For details on total rewards points collected and redeemed, call the Rewards Call Centre on 24762762.

The rewards points you collect on your HSBC Premier Credit Card will be featured on your card statement every month. Rewards points earned on your HSBC Premier Credit Card are transferred to your exclusive rewards points account.

Rewards

Your rewards points can be exchanged for a wide range of rewards, which include shopping vouchers, jewellery, electronics, hotel accommodation, fragrances, tickets to theme parks and much more. You can even redeem your rewards points by donating to charities.

Travel rewards

Ever wish you could visit some of the world’s most exciting and exotic destinations for free? As a HSBC Premier Credit Cardholder, get access to exclusive rates on air travel redemptions. You can redeem airline tickets from any airline of your choice and on any class of travel at any time. Choose from select top 10 destinations, or personalise your own trip.

The more rewards points you collect, the more you get rewarded. So start collecting.

We recognise that as a Premier customer you demand great value as well as all the best that money can buy wherever you are in the world.

This is why HSBC has created a unique collection of exclusive offers only for HSBC Premier Credit Card customers, called HSBC Premier Privileges. The programme provides access to a variety of travel, dining, shopping, and entertainment offers around the world when paying for them with your HSBC Premier Credit Card. Your HSBC Premier Credit Card gives you exclusive free access to HSBC Premier Privileges.

The HSBC Premier Credit Card is your ultimate travel companion, which you as a primary or supplementary cardholders free access to over 850 airport lounges worldwide.

To access a participating lounge:

• identify yourself as a LoungeKey member to the lounge reception staff
• show your HSBC World Mastercard Credit Card to the lounge staff to register your visit and grant you access to the lounge

Download the Mastercard For You mobile app from your app store to see the airport lounges available to you at any destination. To do this:

• enter Mastercard For You into your app store's search bar
• download and install the Mastercard For You mobile app on your smartphone
• open the app and follow the instructions on your mobile or tablet

Mastercard and Partners Terms and Conditions apply.

Find your nearest branch to apply in person.

²Excluding cash advances, credit card payments, finance charges and fees of any kind.

As an HSBC Premier Mastercard Credit Cardholder, travel insurance is available to you free of cost provided that 100% of the travel tickets are purchased using your HSBC Premier Credit Card.

Travel doesn't always go as planned. If you encounter an obstacle, you shouldn't have to face the inconvenience alone, so World Mastercard® can compensate you.

• Baggage loss – up to USD 3,000 
• Baggage delay – USD 300 
• Trip cancellation – up to USD 7,500
• Trip curtailment – up to USD 7,500 
• Trip delay – USD 300 
• Missed connection – USD 300 

This protection is not offered by HSBC, but by Mastercard.

You and your loved ones deserve peace of mind every time you travel. Rest assured that you will receive compensation for medical care or emergency help if you need it. For the greatest peace of mind, enhanced protection options are available to ensure that while you're travelling, your health and safety needs are met promptly and efficiently. As a World Mastercard® cardholder, you get:

• personal accident insurance – up to USD 500,000
• emergency medical evacuation and repatriation – up to USD 500,000
• medical emergency expenses – up to USD 500,000
• daily in-hospital cash benefit – up to USD 100 per day

This protection is not offered by HSBC, but by Mastercard.

Your supplementary Premier Credit Card offers a number of benefits you can share among your family and friends:

• no annual fees - enjoy 2 free supplementary cards with no annual fees
  
• free HSBC Entertainer mobile app - over 8,000  Buy 1 Get 1 Free offers across 15 countries
• free airport lounge access - supplementary card holders can enjoy free access
• My Rewards Points Programme - earn 4 rewards point for every OMR 1 spent on retail purchases
  

Credit Shield Plus (CSP) is an optional insurance cover that you can apply for if you have an HSBC credit card issued by HSBC Bank Oman SAOG (HSBC).

It provides insurance cover for the situation where you are unable to pay your credit card debts in the event of:

• loss of life
• permanent total disability
• critical illness
• involuntary loss of employment for salaried cardholders only
• temporary total disability for self-employed cardholders only

You can apply for CSP if:

• you're a primary credit cardholder of an HSBC credit card issued in the Sultanate of Oman
  
• you hold the card as an individual and not as a representative of a corporation
• you're between the age of 18 and 64 and you hold a valid residency visa issued in the Sultanate of Oman
  

The monthly premium will be 0.60% of the monthly outstanding balance on your HSBC credit card. If you do not have an outstanding balance on your HSBC credit card statement date, there isn't a charge for CSP that month.

Please refer to the Terms & Conditions below for more details

This product is for existing customers