HSBC Personal Loan

There’s no better time than now to apply for a personal loan online with HSBC.

Benefits

With the HSBC Personal Loan, you will get:

  • Loan amounts up to OMR 80,0001 
  • Flexible repayment periods – from 12 to 120 months
  • Instalment deferral option twice a year during Eid
  • Loan buy-out facility
    Transfer your existing loan with another bank to HSBC

Product overview

Premier and Advance

Here's what you get with an HSBC Premier or HSBC Advance Personal Loan:

  • No Insurance required - in case of an unfortunate event of loss of life or permanent disability, your loan will be covered completely
  • Interest Rate of 4.6% per annum2
  • Loan amounts up to OMR 80,0001
  • Eid Waiver Option - defer your monthly instalment up to two times a year during Eid
  • Minimum balance waiver - Get a HSBC Current Account with no minimum balance requirement
  • Apply for an HSBC Personal Loan and get a free HSBC Credit Card3

 

Personal banking

Here's what you get with an HSBC Personal Banking Loan: 

  • No Insurance required in case of an unfortunate event of loss of life or permanent disability, your loan will be covered completely
  • Interest Rate of 4.6% per annum2
  • Loan amounts up to OMR 80,0001
  • Eid Waiver Option - defer your monthly instalment up to two times a year during Eid

Eligibility

You can get a HSBC home loan if:

  • You're an Omani national or an expatriate aged between 25 and 60 for men, and 55 for women (at the time of loan maturity)
  • Salary transfer required
  • Minimum salary of OMR 350

Apply online

Log on to online banking to apply for a personal loan.

Call 800 56 267 (within Oman) or +968 24950619 (outside Oman).

Apply in branch

Alternatively, you can visit one of our branches, where our staff will be glad to give you further information and process your application.

Things you should know

1For Omanis working in the government sector.

2Application for tenor of 12 months.

3Applicable to HSBC Premier and HSBC Advance Credit Cards. HSBC Advance Accounts are subject to eligibility criteria.

It is advised that the benchmark instrument reference for variable rate loans has been changed from Central Bank of Oman's 28 Day Certification of Deposit rate to 91-day Treasury bill rate.

Product and Offer Terms and Conditions, fees and charges apply.

Related products

 

Move into a new home with HSBC.

 

Provides you with flexibility in dealing with unforeseen expenses.

 

Find the card that's right for you and get access to special offers.